Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Grupo AssaXPTY:ASSA +0.96%75 Cash-to-Debt is 5.57 as of Mar. 2026, which is 1293% above its 10-year median of 0.40. GuruFocus rates XPTY:ASSA with a GF Score™ of 75/100 and a GF Value™ of $146.28 (Fairly Valued). The stock has 7 warning signs investors should review. Among 502 Insurance companies, Grupo Assa ranks better than 62.35% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Grupo Assa's cash to debt ratio for the quarter that ended in Mar. 2026 was 5.57.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Grupo Assacould pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Grupo Assa's Cash-to-Debt or its related term are showing as below:
XPTY:ASSA'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.19 Med: 0.4 Max: 11.5
Current: 5.57
During the past 13 years, Grupo Assa's highest Cash to Debt Ratio was 11.50. The lowest was 0.19. And the median was 0.40.
XPTY:ASSA's Cash-to-Debt is ranked better than 62.35% of 502
companies
in the Insurance industry
Industry Median: 1.865
vs XPTY:ASSA: 5.57
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Grupo Assa Cash-to-Debt Related Terms
Grupo Assa Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Grupo Assa's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XPTY:ASSA vs BRK.A, AIG, HIG: Cash-to-Debt Comparison
For the Insurance - Diversified subindustry, Grupo Assa's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Assa Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, Grupo Assa's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Grupo Assa's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Assa (XPTY:ASSA) has a Cash-to-Debt of 5.57 as of Mar. 2026. This is 1293% above median its historical median of 0.40. Over the past decade, Grupo Assa's Cash-to-Debt has ranged from 0.19 to 11.50. According to the industry distribution chart, Grupo Assa ranks #189 out of 502 companies in the Insurance industry, placing it in the top 37.6%.
Is Grupo Assa's Cash-to-Debt too high?
Grupo Assa's current Cash-to-Debt of 5.57 is 1293% above median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 11.50. The Insurance industry median Cash-to-Debt is 1.87. Grupo Assa's value of 5.57 is 198.7% above this industry median. Based on the distribution chart, Grupo Assa ranks #189 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, Grupo Assa has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupo Assa's Cash-to-Debt compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo Assa ranks #189 out of 502 companies for Cash-to-Debt. This puts Grupo Assa in the upper half of its industry. The industry median Cash-to-Debt is 1.87. Grupo Assa's value of 5.57 is 198.7% above this benchmark. Historically, Grupo Assa's own Cash-to-Debt has ranged from 0.19 to 11.50 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 1.87, Grupo Assa has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 1.87, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Assa's current Cash-to-Debt of 5.57 is 198.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 1.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Assa's current Cash-to-Debt is 5.57, which is 1293% above median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Assa stock overvalued right now?
Based on GuruFocus' analysis, Grupo Assa (XPTY:ASSA) is currently considered Fairly Valued. The stock's GF Value™ is $146.28, compared to a current price of $158.00 — trading 8% above its estimated fair value. The current Cash-to-Debt is 5.57, which is 1293% above median its 10-year median of 0.40 and 198.7% above the Insurance industry median of 1.87. Grupo Assa's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Grupo Assa (XPTY:ASSA), the current Cash-to-Debt is 5.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Assa (XPTY:ASSA) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Assa stock appears to be overvalued.
The current stock price of $158.00 is trading 8% above its estimated GF Value™ of $146.28.
GuruFocus considers Grupo Assa to be Fairly Valued.
Key valuation signals for XPTY:ASSA:
Cash-to-Debt: 5.57 (1293% above median its 10-year median of 0.40)
GF Value™: $146.28 vs. price of $158.00 (8% above fair value)
Industry Position: 198.7% above the Insurance median (#189 of 502)
No single metric tells the full story. See the XPTY:ASSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XPTY:ASSA has been successfully added to your 
