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Grupo AssaXPTY:ASSA +0.01%76 Debt-to-Equity is 0.01 as of Mar. 2026, which is 98% below its 10-year median of 0.62. GuruFocus rates XPTY:ASSA with a GF Score™ of 76/100 and a GF Value™ of $144.93 (Fairly Valued). The stock has 7 warning signs investors should review. Among 406 Insurance companies, Grupo Assa ranks better than 99.75% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Grupo Assa's Debt-to-Equity or its related term are showing as below:
XPTY:ASSA'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.62 Max: 0.76
Current: 0.01
During the past 13 years, the highest Debt-to-Equity Ratio of Grupo Assa was 0.76. The lowest was 0.01. And the median was 0.62.
XPTY:ASSA's Debt-to-Equity is ranked better than 99.75% of 406
companies
in the Insurance industry
Industry Median: 0.2
vs XPTY:ASSA: 0.01
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Grupo Assa Debt-to-Equity Related Terms
Grupo Assa Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Grupo Assa's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPTY:ASSA vs BRK.A, AIG, HIG: Debt-to-Equity Comparison
For the Insurance - Diversified subindustry, Grupo Assa's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Assa Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Grupo Assa's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Grupo Assa's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Assa (XPTY:ASSA) has a Debt-to-Equity of 0.01 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Grupo Assa and its competitors. This is 98% below median its historical median of 0.62. Over the past decade, Grupo Assa's Debt-to-Equity has ranged from 0.01 to 0.76. According to the industry distribution chart, Grupo Assa ranks #1 out of 406 companies in the Insurance industry, placing it in the top 0.2%.
Is Grupo Assa's Debt-to-Equity too high?
Grupo Assa's current Debt-to-Equity of 0.01 is 98% below median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.76. The Insurance industry median Debt-to-Equity is 0.20. Grupo Assa's value of 0.01 is 95% below this industry median. Based on the distribution chart, Grupo Assa ranks #1 out of 406 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Grupo Assa has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupo Assa's Debt-to-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo Assa ranks #1 out of 406 companies for Debt-to-Equity. This places Grupo Assa in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.20. Grupo Assa's value of 0.01 is 95% below this benchmark. Historically, Grupo Assa's own Debt-to-Equity has ranged from 0.01 to 0.76 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 0.20, Grupo Assa has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Assa's current Debt-to-Equity of 0.01 is 95% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Grupo Assa and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Assa's current Debt-to-Equity is 0.01, which is 98% below median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Assa stock overvalued right now?
Based on GuruFocus' analysis, Grupo Assa (XPTY:ASSA) is currently considered Fairly Valued. The stock's GF Value™ is $144.93, compared to a current price of $155.00 — trading 6.9% above its estimated fair value. The current Debt-to-Equity is 0.01, which is 98% below median its 10-year median of 0.62 and 95% below the Insurance industry median of 0.20. Grupo Assa's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Grupo Assa (XPTY:ASSA), the current Debt-to-Equity is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Assa (XPTY:ASSA) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Assa stock appears to be overvalued.
The current stock price of $155.00 is trading 6.9% above its estimated GF Value™ of $144.93.
GuruFocus considers Grupo Assa to be Fairly Valued.
Key valuation signals for XPTY:ASSA:
Debt-to-Equity: 0.01 (98% below median its 10-year median of 0.62)
GF Value™: $144.93 vs. price of $155.00 (6.9% above fair value)
Industry Position: 95% below the Insurance median (#1 of 406)
No single metric tells the full story. See the XPTY:ASSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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