Grupo Assa (XPTY:ASSA) Debt-to-EBITDA : N/A (As of Mar. 2026)

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XPTY:ASSA Grupo Assa SA XPTY:ASSA
76 GF Score
Price $155.00
GF Value $144.93
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Grupo Assa Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Grupo Assa's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.0 Mil. Grupo Assa's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $11.2 Mil. Grupo Assa's annualized EBITDA for the quarter that ended in Mar. 2026 was $0.0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Grupo Assa's Debt-to-EBITDA or its related term are showing as below:

XPTY:ASSA' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.09   Med: 4.22   Max: 5.45
Current: 0.38

During the past 13 years, the highest Debt-to-EBITDA Ratio of Grupo Assa was 5.45. The lowest was 0.09. And the median was 4.22.

XPTY:ASSA's Debt-to-EBITDA is ranked better than
76.64% of 321 companies
in the Insurance industry
Industry Median: 1.18 vs XPTY:ASSA: 0.38

Grupo Assa  (XPTY:ASSA) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Grupo Assa Debt-to-EBITDA Related Terms


Grupo Assa Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Grupo Assa's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Assa Debt-to-EBITDA Chart

Grupo Assa Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.35 3.99 4.96 0.09 N/A

Grupo Assa Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A 0.11 N/A N/A

XPTY:ASSA vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison

For the Insurance - Diversified subindustry, Grupo Assa's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Assa Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo Assa's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Grupo Assa's Debt-to-EBITDA falls into.


XPTY:ASSA
76GF Score
Grupo Assa SA XPTY:ASSA
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Assa Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Grupo Assa's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 11.217) / N/A
=N/A

Grupo Assa's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Is Grupo Assa (XPTY:ASSA) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Assa stock appears to be overvalued. The current stock price of $155.00 is trading 6.9% above its estimated GF Value™ of $144.93. GuruFocus considers Grupo Assa to be Fairly Valued.

Key valuation signals for XPTY:ASSA:

  • Debt-to-EBITDA: N/A
  • GF Value™: $144.93 vs. price of $155.00 (6.9% above fair value)
  • GF Score™: 76/100 with 7 warning signs

No single metric tells the full story. See the XPTY:ASSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Assa Business Description

Address Nicanor de Obarrio Avenue, Calle 50, PO Box 0816-01622, ASSA Building, between Calles 56 and 57, Panama, PAN
Grupo Assa SA is engaged in the operations of insurance business, banking operations, financial activities and other investment operations.
76GF Score

Get the complete analysis for XPTY:ASSA

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$155.00
Price
$144.93
GF Value