Grupo Assa (XPTY:ASSA) EV-to-OCF: 5.48 (As of Jul. 28, 2026) — 46% Below Median

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XPTY:ASSA Grupo Assa SA XPTY:ASSA
75 GF Score
Price $155.00
GF Value $145.34
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Grupo Assa EV-to-OCF?

Grupo Assa XPTY:ASSA 75 EV-to-OCF is 5.48 as of Jul. 28, 2026, which is 46% below its 10-year median of 10.18. GuruFocus rates XPTY:ASSA with a GF Score™ of 75/100 and a GF Value™ of $145.34 (Fairly Valued). The stock has 7 warning signs investors should review. Among 507 Insurance companies, Grupo Assa ranks better than 57% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Grupo Assa's Enterprise Value is $1,576.4 Mil. Grupo Assa's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $287.5 Mil. Therefore, Grupo Assa's EV-to-OCF for today is 5.48.

The historical rank and industry rank for Grupo Assa's EV-to-OCF or its related term are showing as below:

XPTY:ASSA' s EV-to-OCF Range Over the Past 10 Years
Min: -231.25   Med: 10.18   Max: 2439.84
Current: 5.48

During the past 13 years, the highest EV-to-OCF of Grupo Assa was 2439.84. The lowest was -231.25. And the median was 10.18.

XPTY:ASSA's EV-to-OCF is ranked better than
57% of 507 companies
in the Insurance industry
Industry Median: 6.93 vs XPTY:ASSA: 5.48

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-28), Grupo Assa's stock price is $155.00. Grupo Assa's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $16.390. Therefore, Grupo Assa's PE Ratio (TTM) for today is 9.46.


Grupo Assa  (XPTY:ASSA) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Grupo Assa's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=155.00/16.390
=9.46

Grupo Assa's share price for today is $155.00.
Grupo Assa's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $16.390.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Grupo Assa EV-to-OCF Related Terms


Grupo Assa EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Grupo Assa's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Assa EV-to-OCF Chart

Grupo Assa Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.73 35.55 9.26 6.94 4.89

Grupo Assa Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.78 19.54 15.31 4.89 5.02

XPTY:ASSA vs BRK.A, AIG, HIG: EV-to-OCF Comparison

For the Insurance - Diversified subindustry, Grupo Assa's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Assa EV-to-OCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo Assa's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Grupo Assa's EV-to-OCF falls into.


XPTY:ASSA
75GF Score
Grupo Assa SA XPTY:ASSA
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Assa EV-to-OCF Calculation

Grupo Assa's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1576.358/287.472
=5.48

Grupo Assa's current Enterprise Value is $1,576.4 Mil.
Grupo Assa's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $287.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 5.48 mean?
Grupo Assa (XPTY:ASSA) has a EV-to-OCF of 5.48 as of Jul. 28, 2026. This is 46% below median its historical median of 10.18. According to the industry distribution chart, Grupo Assa ranks #218 out of 507 companies in the Insurance industry, placing it in the top 43%.
Is Grupo Assa's EV-to-OCF too high?
Grupo Assa's current EV-to-OCF of 5.48 is 46% below median its 10-year median of 10.18. The Insurance industry median EV-to-OCF is 6.93. Grupo Assa's value of 5.48 is 20.9% below this industry median. Based on the distribution chart, Grupo Assa ranks #218 out of 507 companies in the Insurance industry, which is above the industry midpoint. Overall, Grupo Assa has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupo Assa's EV-to-OCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo Assa ranks #218 out of 507 companies for EV-to-OCF. This puts Grupo Assa in the upper half of its industry. The industry median EV-to-OCF is 6.93. Grupo Assa's value of 5.48 is 20.9% below this benchmark. While the company's 10-year median is 10.18 vs. the industry median of 6.93, Grupo Assa has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.93, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Assa's current EV-to-OCF of 5.48 is 20.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Assa's current EV-to-OCF is 5.48, which is 46% below median its own 10-year median of 10.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Assa stock overvalued right now?
Based on GuruFocus' analysis, Grupo Assa (XPTY:ASSA) is currently considered Fairly Valued. The stock's GF Value™ is $145.34, compared to a current price of $155.00 — trading 6.6% above its estimated fair value. The current EV-to-OCF is 5.48, which is 46% below median its 10-year median of 10.18 and 20.9% below the Insurance industry median of 6.93. Grupo Assa's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Grupo Assa (XPTY:ASSA), the current EV-to-OCF is 5.48 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Assa (XPTY:ASSA) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Assa stock appears to be overvalued. The current stock price of $155.00 is trading 6.6% above its estimated GF Value™ of $145.34. GuruFocus considers Grupo Assa to be Fairly Valued.

Key valuation signals for XPTY:ASSA:

  • EV-to-OCF: 5.48 (46% below median its 10-year median of 10.18)
  • GF Value™: $145.34 vs. price of $155.00 (6.6% above fair value)
  • GF Score™: 75/100 with 7 warning signs
  • Industry Position: 20.9% below the Insurance median (#218 of 507)

No single metric tells the full story. See the XPTY:ASSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Assa Business Description

Address Nicanor de Obarrio Avenue, Calle 50, PO Box 0816-01622, ASSA Building, between Calles 56 and 57, Panama, PAN
Grupo Assa SA is engaged in the operations of insurance business, banking operations, financial activities and other investment operations.
75GF Score

Get the complete analysis for XPTY:ASSA

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$155.00
Price
$145.34
GF Value