Grupo Assa (XPTY:ASSA) E10: $9.78 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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XPTY:ASSA Grupo Assa SA XPTY:ASSA
76 GF Score
Price $155.00
GF Value $144.93
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Grupo Assa E10?

Grupo Assa XPTY:ASSA +0.01% 76 E10 is $9.78 as of Mar. 2026. GuruFocus rates XPTY:ASSA with a GF Score™ of 76/100 and a GF Value™ of $144.93 (Fairly Valued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Grupo Assa's adjusted earnings per share data for the three months ended in Mar. 2026 was $2.470. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $9.78 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Grupo Assa's average E10 Growth Rate was 14.00% per year. During the past 3 years, the average E10 Growth Rate was 9.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Grupo Assa was 9.30% per year. The lowest was 9.30% per year. And the median was 9.30% per year.

As of today (2026-07-21), Grupo Assa's current stock price is $155.00. Grupo Assa's E10 for the quarter that ended in Mar. 2026 was $9.78. Grupo Assa's Shiller PE Ratio of today is 15.85.

During the past 13 years, the highest Shiller PE Ratio of Grupo Assa was 15.85. The lowest was 10.63. And the median was 12.57.


Grupo Assa  (XPTY:ASSA) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Grupo Assa's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=155.00/9.78
=15.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Grupo Assa was 15.85. The lowest was 10.63. And the median was 12.57.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Grupo Assa E10 Related Terms


Grupo Assa E10 Historical Data

* Premium members only.

The historical data trend for Grupo Assa's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Assa E10 Chart

Grupo Assa Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 7.28 7.62 8.34 9.51

Grupo Assa Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.58 8.86 9.26 9.51 9.78

XPTY:ASSA vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Grupo Assa's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Assa Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo Assa's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Grupo Assa's Shiller PE Ratio falls into.


XPTY:ASSA
76GF Score
Grupo Assa SA XPTY:ASSA
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Assa E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Grupo Assa's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.47/330.2130*330.2130
=2.470

Current CPI (Mar. 2026) = 330.2130.

Grupo Assa Quarterly Data

per share eps CPI Adj_EPS
201606 1.460 241.018 2.000
201609 1.360 241.428 1.860
201612 1.790 241.432 2.448
201703 1.520 243.801 2.059
201706 1.320 244.955 1.779
201709 1.463 246.819 1.957
201712 2.470 246.524 3.309
201803 2.140 249.554 2.832
201806 1.780 251.989 2.333
201809 -0.020 252.439 -0.026
201812 1.030 251.233 1.354
201903 2.080 254.202 2.702
201906 1.900 256.143 2.449
201909 1.720 256.759 2.212
201912 2.000 256.974 2.570
202003 1.200 258.115 1.535
202006 2.560 257.797 3.279
202009 1.900 260.280 2.410
202012 1.580 260.474 2.003
202103 1.840 264.877 2.294
202106 1.740 271.696 2.115
202109 1.520 274.310 1.830
202112 2.370 278.802 2.807
202203 1.220 287.504 1.401
202206 1.300 296.311 1.449
202209 0.580 296.808 0.645
202212 2.620 296.797 2.915
202303 1.440 301.836 1.575
202306 2.020 305.109 2.186
202309 2.180 307.789 2.339
202312 3.330 306.746 3.585
202403 2.170 312.332 2.294
202406 2.130 314.175 2.239
202409 4.220 315.301 4.420
202412 3.280 315.605 3.432
202503 2.460 319.799 2.540
202506 3.730 322.561 3.818
202509 5.154 324.800 5.240
202512 5.036 324.054 5.132
202603 2.470 330.213 2.470

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $9.78 mean?
Grupo Assa (XPTY:ASSA) has a E10 of $9.78 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Grupo Assa and its competitors.
Is Grupo Assa's E10 too high?
Grupo Assa's current E10 is $9.78. Overall, Grupo Assa has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupo Assa's E10 compare to BRK.A and AIG?
Grupo Assa's E10 of $9.78 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Grupo Assa and its competitors. Grupo Assa's current E10 is $9.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Assa stock overvalued right now?
Based on GuruFocus' analysis, Grupo Assa (XPTY:ASSA) is currently considered Fairly Valued. The stock's GF Value™ is $144.93, compared to a current price of $155.00 — trading 6.9% above its estimated fair value. The current E10 is $9.78. Grupo Assa's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Grupo Assa (XPTY:ASSA), the current E10 is $9.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Assa (XPTY:ASSA) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Assa stock appears to be overvalued. The current stock price of $155.00 is trading 6.9% above its estimated GF Value™ of $144.93. GuruFocus considers Grupo Assa to be Fairly Valued.

Key valuation signals for XPTY:ASSA:

  • E10: $9.78
  • GF Value™: $144.93 vs. price of $155.00 (6.9% above fair value)
  • GF Score™: 76/100 with 7 warning signs

No single metric tells the full story. See the XPTY:ASSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Assa Business Description

Address Nicanor de Obarrio Avenue, Calle 50, PO Box 0816-01622, ASSA Building, between Calles 56 and 57, Panama, PAN
Grupo Assa SA is engaged in the operations of insurance business, banking operations, financial activities and other investment operations.
76GF Score

Get the complete analysis for XPTY:ASSA

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$155.00
Price
$144.93
GF Value