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Grupo AssaXPTY:ASSA +0.01%76 PB Ratio is 0.92 as of Jul. 21, 2026, which is 6% below its 10-year median of 0.98. GuruFocus rates XPTY:ASSA with a GF Score™ of 76/100 and a GF Value™ of $144.93 (Fairly Valued). The stock has 7 warning signs investors should review. Among 498 Insurance companies, Grupo Assa ranks better than 73.49% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-21), Grupo Assa's share price is $155.00. Grupo Assa's Book Value per Share for the quarter that ended in Mar. 2026 was $167.58. Hence, Grupo Assa's PB Ratio of today is 0.92.
Warning Sign:
Grupo Assa SA stock PB Ratio (=0.92) is close to 5-year high of 1.
The historical rank and industry rank for Grupo Assa's PB Ratio or its related term are showing as below:
XPTY:ASSA'
s PB Ratio Range Over the Past 10 Years
Min: 0.69 Med: 0.98 Max: 1.2
Current: 0.92
During the past 13 years, Grupo Assa's highest PB Ratio was 1.20. The lowest was 0.69. And the median was 0.98.
XPTY:ASSA's PB Ratio is ranked better than 73.49% of 498
companies
in the Insurance industry
Industry Median: 1.405
vs XPTY:ASSA: 0.92
During the past 12 months, Grupo Assa's average Book Value Per Share Growth Rate was 25.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 15.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 10.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Grupo Assa was 23.10% per year. The lowest was -2.10% per year. And the median was 8.50% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Grupo Assa PB Ratio Related Terms
Grupo Assa PB Ratio Historical Data
* Premium members only.
The historical data trend for Grupo Assa's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Grupo Assa's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Assa PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Grupo Assa's PB Ratio distribution charts can be found below:
* The bar in red indicates where Grupo Assa's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Grupo Assa's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Grupo Assa (XPTY:ASSA) has a PB Ratio of 0.92 as of Jul. 21, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Grupo Assa and its competitors. This is near median its historical median of 0.98. Over the past decade, Grupo Assa's PB Ratio has ranged from 0.69 to 1.20. According to the industry distribution chart, Grupo Assa ranks #132 out of 498 companies in the Insurance industry, placing it in the top 26.5%.
Is Grupo Assa's PB Ratio too high?
Grupo Assa's current PB Ratio of 0.92 is near median its 10-year median of 0.98. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 1.20. The Insurance industry median PB Ratio is 1.41. Grupo Assa's value of 0.92 is 34.5% below this industry median. Based on the distribution chart, Grupo Assa ranks #132 out of 498 companies in the Insurance industry, which is above the industry midpoint. Overall, Grupo Assa has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupo Assa's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo Assa ranks #132 out of 498 companies for PB Ratio. This puts Grupo Assa in the upper half of its industry. The industry median PB Ratio is 1.41. Grupo Assa's value of 0.92 is 34.5% below this benchmark. Historically, Grupo Assa's own PB Ratio has ranged from 0.69 to 1.20 over the past decade. While the company's 10-year median is 0.98 vs. the industry median of 1.41, Grupo Assa has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Assa's current PB Ratio of 0.92 is 34.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Grupo Assa and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Assa's current PB Ratio is 0.92, which is near median its own 10-year median of 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Assa stock overvalued right now?
Based on GuruFocus' analysis, Grupo Assa (XPTY:ASSA) is currently considered Fairly Valued. The stock's GF Value™ is $144.93, compared to a current price of $155.00 — trading 6.9% above its estimated fair value. The current PB Ratio is 0.92, which is near median its 10-year median of 0.98 and 34.5% below the Insurance industry median of 1.41. Grupo Assa's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Grupo Assa (XPTY:ASSA), the current PB Ratio is 0.92 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Assa (XPTY:ASSA) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Assa stock appears to be overvalued.
The current stock price of $155.00 is trading 6.9% above its estimated GF Value™ of $144.93.
GuruFocus considers Grupo Assa to be Fairly Valued.
Key valuation signals for XPTY:ASSA:
PB Ratio: 0.92 (near median its 10-year median of 0.98)
GF Value™: $144.93 vs. price of $155.00 (6.9% above fair value)
Industry Position: 34.5% below the Insurance median (#132 of 498)
No single metric tells the full story. See the XPTY:ASSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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