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SIC Insurance Co's book value per share for the quarter that ended in Dec. 2024 was GHS3.35.
During the past 12 months, SIC Insurance Co's average Book Value Per Share Growth Rate was 41.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 22.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 21.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 24.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of SIC Insurance Co was 48.30% per year. The lowest was -2.50% per year. And the median was 13.80% per year.
SIC Insurance Co's current price is GHS5.80. Its book value per share for the quarter that ended in Dec. 2024 was GHS3.35. Hence, today's PB Ratio of SIC Insurance Co is 1.73.
During the past 13 years, the highest P/B Ratio of SIC Insurance Co was 2.08. The lowest was 0.04. And the median was 0.13.
SIC Insurance Co (XGHA:SIC) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
SIC Insurance Co Book Value per Share Related Terms
SIC Insurance Co Book Value per Share Historical Data
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The historical data trend for SIC Insurance Co's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XGHA:SIC vs CB, PGR, TRV: Book Value per Share Comparison
For the Insurance - Property & Casualty subindustry, SIC Insurance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SIC Insurance Co PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, SIC Insurance Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where SIC Insurance Co's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SIC Insurance Co (XGHA:SIC) has a Book Value per Share of GHS3.35 as of Dec. 2024. Book value per share gives the per-share value of a company's stockholder equity. View historical data on SIC Insurance Co and its competitors.
Is SIC Insurance Co's Book Value per Share too high?
SIC Insurance Co's current Book Value per Share is GHS3.35. Overall, SIC Insurance Co has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SIC Insurance Co's Book Value per Share compare to CB and PGR?
SIC Insurance Co's Book Value per Share of GHS3.35 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for an Insurance company?
A good Book Value per Share depends on the Insurance industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on SIC Insurance Co and its competitors. SIC Insurance Co's current Book Value per Share is GHS3.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SIC Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, SIC Insurance Co (XGHA:SIC) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS0.58, compared to a current price of GHS5.80 — trading 900% above its estimated fair value. The current Book Value per Share is GHS3.35. SIC Insurance Co's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For SIC Insurance Co (XGHA:SIC), the current Book Value per Share is GHS3.35 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SIC Insurance Co (XGHA:SIC) Overvalued in 2026?
Based on GuruFocus' analysis, SIC Insurance Co stock appears to be overvalued.
The current stock price of GHS5.80 is trading 900% above its estimated GF Value™ of GHS0.58.
GuruFocus considers SIC Insurance Co to be Significantly Overvalued.
Key valuation signals for XGHA:SIC:
Book Value per Share: GHS3.35
GF Value™: GHS0.58 vs. price of GHS5.80 (900% above fair value)
No single metric tells the full story. See the XGHA:SIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SIC Insurance Co Ltd is a Ghana-based insurance company. It offers non-life insurance products, including Motor insurance, Fire insurance, Marine and aviation insurance, Bonds, Engineering, and Accident insurance. Along with its subsidiaries, the company also issues a diversified portfolio of investment services to provide its customers with asset management solutions for their savings and retirement needs, as well as undertaking brokerage services and corporate finance. The firm operates in Ghana. The company generates the majority of its revenue from Fire Insurance.
51GF Score
Get the complete analysis for XGHA:SIC
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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