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SIC Insurance CoXGHA:SIC 51 Market Cap is GHS1,134.7 Mil as of Jul. 30, 2026. GuruFocus rates XGHA:SIC with a GF Score™ of 51/100 and a GF Value™ of GHS0.58 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 519 Insurance companies, SIC Insurance Co ranks worse than 77.84% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). SIC Insurance Co's share price for the quarter that ended in Dec. 2024 was GHS0.27. SIC Insurance Co's Shares Outstanding (EOP) for the quarter that ended in Dec. 2024 was 195.6 Mil. Therefore, SIC Insurance Co's market cap for the quarter that ended in Dec. 2024 was GHS52.8 Mil.
SIC Insurance Co's quarterly market cap
declined
from Dec. 2022 (GHS60.6 Mil) to Dec. 2023 (GHS47.0 Mil) but then
increased
from Dec. 2023 (GHS47.0 Mil) to Dec. 2024 (GHS52.8 Mil).
SIC Insurance Co's annual market cap
declined
from Dec. 2022 (GHS60.6 Mil) to Dec. 2023 (GHS47.0 Mil) but then
increased
from Dec. 2023 (GHS47.0 Mil) to Dec. 2024 (GHS52.8 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. SIC Insurance Co's Enterprise Value for Today is GHS1,030.7 Mil.
SIC Insurance Co (XGHA:SIC) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
SIC Insurance Co Market Cap Related Terms
SIC Insurance Co Market Cap Historical Data
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The historical data trend for SIC Insurance Co's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, SIC Insurance Co's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SIC Insurance Co Market Cap vs Insurance Industry
For the Insurance industry and Financial Services sector, SIC Insurance Co's Market Cap distribution charts can be found below:
* The bar in red indicates where SIC Insurance Co's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
SIC Insurance Co's Market Cap for the fiscal year that ended in Dec. 2024 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SIC Insurance Co (XGHA:SIC) has a Market Cap of GHS1,134.7 Mil as of Jul. 30, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on SIC Insurance Co and its competitors. According to the industry distribution chart, SIC Insurance Co ranks #404 out of 519 companies in the Insurance industry, placing it in the top 77.8%.
Is SIC Insurance Co's Market Cap too high?
SIC Insurance Co's current Market Cap is GHS1,134.7 Mil. Based on the distribution chart, SIC Insurance Co ranks #404 out of 519 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, SIC Insurance Co has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SIC Insurance Co's Market Cap compare to CB and PGR?
According to the Insurance industry distribution chart, SIC Insurance Co ranks #404 out of 519 companies for Market Cap. This places SIC Insurance Co in the lower half of its industry. The industry median Market Cap is 671.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for an Insurance company?
The median Market Cap among Insurance companies is 671.44, based on 519 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on SIC Insurance Co and its competitors. For the Insurance industry, the median Market Cap is 671.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SIC Insurance Co's current Market Cap is GHS1,134.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SIC Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, SIC Insurance Co (XGHA:SIC) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS0.58, compared to a current price of GHS5.80 — trading 900% above its estimated fair value. The current Market Cap is GHS1,134.7 Mil. SIC Insurance Co's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For SIC Insurance Co (XGHA:SIC), the current Market Cap is GHS1,134.7 Mil as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SIC Insurance Co (XGHA:SIC) Overvalued in 2026?
Based on GuruFocus' analysis, SIC Insurance Co stock appears to be overvalued.
The current stock price of GHS5.80 is trading 900% above its estimated GF Value™ of GHS0.58.
GuruFocus considers SIC Insurance Co to be Significantly Overvalued.
Key valuation signals for XGHA:SIC:
Market Cap: GHS1,134.7 Mil
GF Value™: GHS0.58 vs. price of GHS5.80 (900% above fair value)
No single metric tells the full story. See the XGHA:SIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SIC Insurance Co Ltd is a Ghana-based insurance company. It offers non-life insurance products, including Motor insurance, Fire insurance, Marine and aviation insurance, Bonds, Engineering, and Accident insurance. Along with its subsidiaries, the company also issues a diversified portfolio of investment services to provide its customers with asset management solutions for their savings and retirement needs, as well as undertaking brokerage services and corporate finance. The firm operates in Ghana. The company generates the majority of its revenue from Fire Insurance.
51GF Score
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