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SIC Insurance CoXGHA:SIC 54 EV-to-EBIT is 11.44 as of Aug. 23, 2026, which is 3986% above its 10-year median of 0.28. GuruFocus rates XGHA:SIC with a GF Score™ of 54/100. The stock has 1 warning sign investors should review. Among 345 Insurance companies, SIC Insurance Co ranks worse than 66.09% on this metric.
SIC Insurance Co (XGHA:SIC) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
SIC Insurance Co's Enterprise Value for the quarter that ended in Dec. 2024 was GHS-51.3 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. SIC Insurance Co's EBIT for the trailing twelve months (TTM) ended in Dec. 2024 was GHS85.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SIC Insurance Co EV-to-EBIT Related Terms
SIC Insurance Co EV-to-EBIT Historical Data
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The historical data trend for SIC Insurance Co's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, SIC Insurance Co's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SIC Insurance Co EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, SIC Insurance Co's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where SIC Insurance Co's EV-to-EBIT falls into.
SIC Insurance Co's current Enterprise Value is GHS972.0 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. SIC Insurance Co's EBIT for the trailing twelve months (TTM) ended in Dec. 2024 was GHS85.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SIC Insurance Co (XGHA:SIC) has a EV-to-EBIT of 11.44 as of Aug. 23, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on SIC Insurance Co and its competitors. This is 3986% above median its historical median of 0.28. According to the industry distribution chart, SIC Insurance Co ranks #228 out of 345 companies in the Insurance industry, placing it in the top 66.1%.
Is SIC Insurance Co's EV-to-EBIT too high?
SIC Insurance Co's current EV-to-EBIT of 11.44 is 3986% above median its 10-year median of 0.28. The Insurance industry median EV-to-EBIT is 8.41. SIC Insurance Co's value of 11.44 is 36% above this industry median. Based on the distribution chart, SIC Insurance Co ranks #228 out of 345 companies in the Insurance industry, which is below the industry midpoint. Overall, SIC Insurance Co has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does SIC Insurance Co's EV-to-EBIT compare to CB and PGR?
According to the Insurance industry distribution chart, SIC Insurance Co ranks #228 out of 345 companies for EV-to-EBIT. This places SIC Insurance Co in the lower half of its industry. The industry median EV-to-EBIT is 8.41. SIC Insurance Co's value of 11.44 is 36% above this benchmark. While the company's 10-year median is 0.28 vs. the industry median of 8.41, SIC Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.41, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SIC Insurance Co's current EV-to-EBIT of 11.44 is 36% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on SIC Insurance Co and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SIC Insurance Co's current EV-to-EBIT is 11.44, which is 3986% above median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SIC Insurance Co stock overvalued right now?
SIC Insurance Co (XGHA:SIC) has a current EV-to-EBIT of 11.44. The current EV-to-EBIT is 11.44, which is 3986% above median its 10-year median of 0.28 and 36% above the Insurance industry median of 8.41. SIC Insurance Co's overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For SIC Insurance Co (XGHA:SIC), the current EV-to-EBIT is 11.44 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
SIC Insurance Co Ltd is a Ghana-based insurance company. It offers non-life insurance products, including Motor insurance, Fire insurance, Marine and aviation insurance, Bonds, Engineering, and Accident insurance. Along with its subsidiaries, the company also issues a diversified portfolio of investment services to provide its customers with asset management solutions for their savings and retirement needs, as well as undertaking brokerage services and corporate finance. The firm operates in Ghana. The company generates the majority of its revenue from Fire Insurance.
54GF Score
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