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1-Year Return on Invested Incremental Capital (1-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 1-year.
SIC Insurance Co's 1-Year ROIIC % for the quarter that ended in Dec. 2024 was 32.61%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for SIC Insurance Co's 1-Year ROIIC % or its related term are showing as below:
XGHA:SIC's 1-Year ROIIC % is ranked better than 83.66% of 361
companies
in the Insurance industry
Industry Median: 3.02
vs XGHA:SIC: 32.61
SIC Insurance Co (XGHA:SIC) 1-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
SIC Insurance Co 1-Year ROIIC % Related Terms
SIC Insurance Co 1-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for SIC Insurance Co's 1-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XGHA:SIC vs CB, PGR, TRV: 1-Year ROIIC % Comparison
For the Insurance - Property & Casualty subindustry, SIC Insurance Co's 1-Year ROIIC %, along with its competitors' market caps and 1-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SIC Insurance Co 1-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, SIC Insurance Co's 1-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where SIC Insurance Co's 1-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** TTM data of NOPAT and Invested Capital was used to calculate 1-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
SIC Insurance Co (XGHA:SIC) has a 1-Year ROIIC % of 32.61 as of Dec. 2024. 1-Year ROIIC % measures the change in earnings as a percentage of change in investment over 1-year. View historical data on SIC Insurance Co and its competitors. According to the industry distribution chart, SIC Insurance Co ranks #59 out of 361 companies in the Insurance industry, placing it in the top 16.3%.
Is SIC Insurance Co's 1-Year ROIIC % too high?
SIC Insurance Co's current 1-Year ROIIC % is 32.61. The Insurance industry median 1-Year ROIIC % is 3.02. SIC Insurance Co's value of 32.61 is 979.8% above this industry median. Based on the distribution chart, SIC Insurance Co ranks #59 out of 361 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, SIC Insurance Co has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SIC Insurance Co's 1-Year ROIIC % compare to CB and PGR?
According to the Insurance industry distribution chart, SIC Insurance Co ranks #59 out of 361 companies for 1-Year ROIIC %. This places SIC Insurance Co in the top 16% of its industry — outperforming the majority of peers. The industry median 1-Year ROIIC % is 3.02. SIC Insurance Co's value of 32.61 is 979.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year ROIIC % for an Insurance company?
The median 1-Year ROIIC % among Insurance companies is 3.02, based on 361 companies in the industry. Companies in the top quartile (top 25%) have a 1-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 1-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SIC Insurance Co's current 1-Year ROIIC % of 32.61 is 979.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year ROIIC % mean?
A high 1-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 1-Year ROIIC % measures the change in earnings as a percentage of change in investment over 1-year. View historical data on SIC Insurance Co and its competitors. For the Insurance industry, the median 1-Year ROIIC % is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SIC Insurance Co's current 1-Year ROIIC % is 32.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SIC Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, SIC Insurance Co (XGHA:SIC) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS0.58, compared to a current price of GHS5.80 — trading 900% above its estimated fair value. The current 1-Year ROIIC % is 32.61 and 979.8% above the Insurance industry median of 3.02. SIC Insurance Co's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year ROIIC % calculated?
1-Year ROIIC % is calculated from a company's financial statements. For SIC Insurance Co (XGHA:SIC), the current 1-Year ROIIC % is 32.61 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SIC Insurance Co (XGHA:SIC) Overvalued in 2026?
Based on GuruFocus' analysis, SIC Insurance Co stock appears to be overvalued.
The current stock price of GHS5.80 is trading 900% above its estimated GF Value™ of GHS0.58.
GuruFocus considers SIC Insurance Co to be Significantly Overvalued.
Key valuation signals for XGHA:SIC:
1-Year ROIIC %: 32.61
GF Value™: GHS0.58 vs. price of GHS5.80 (900% above fair value)
Industry Position: 979.8% above the Insurance median (#59 of 361)
No single metric tells the full story. See the XGHA:SIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SIC Insurance Co Ltd is a Ghana-based insurance company. It offers non-life insurance products, including Motor insurance, Fire insurance, Marine and aviation insurance, Bonds, Engineering, and Accident insurance. Along with its subsidiaries, the company also issues a diversified portfolio of investment services to provide its customers with asset management solutions for their savings and retirement needs, as well as undertaking brokerage services and corporate finance. The firm operates in Ghana. The company generates the majority of its revenue from Fire Insurance.
51GF Score
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