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SIC Insurance CoXGHA:SIC 54 EV-to-EBITDA is 9.92 as of Aug. 23, 2026, which is 2734% above its 10-year median of 0.35. GuruFocus rates XGHA:SIC with a GF Score™ of 54/100. The stock has 1 warning sign investors should review. Among 348 Insurance companies, SIC Insurance Co ranks worse than 62.93% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, SIC Insurance Co's enterprise value is GHS972.0 Mil.
SIC Insurance Co's EBITDA for the trailing twelve months (TTM) ended in Dec. 2024 was GHS98.0 Mil. Therefore, SIC Insurance Co's EV-to-EBITDA for today is 9.92.
The historical rank and industry rank for SIC Insurance Co's EV-to-EBITDA or its related term are showing as below:
XGHA:SIC'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -36.74 Med: 0.35 Max: 3023.42
Current: 9.92
During the past 13 years, the highest EV-to-EBITDA of SIC Insurance Co was 3023.42. The lowest was -36.74. And the median was 0.35.
XGHA:SIC's EV-to-EBITDA is ranked worse than 62.93% of 348
companies
in the Insurance industry
Industry Median: 7.915
vs XGHA:SIC: 9.92
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
SIC Insurance Co (XGHA:SIC) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
SIC Insurance Co's PE Ratio (TTM) for today is calculated as:
SIC Insurance Co's share price for today is GHS5.50.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. SIC Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was GHS0.273.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for SIC Insurance Co's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, SIC Insurance Co's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SIC Insurance Co EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, SIC Insurance Co's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where SIC Insurance Co's EV-to-EBITDA falls into.
SIC Insurance Co's current Enterprise Value is GHS972.0 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. SIC Insurance Co's EBITDA for the trailing twelve months (TTM) ended in Dec. 2024 was GHS98.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SIC Insurance Co (XGHA:SIC) has a EV-to-EBITDA of 9.92 as of Aug. 23, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on SIC Insurance Co. This is 2734% above median its historical median of 0.35. According to the industry distribution chart, SIC Insurance Co ranks #219 out of 348 companies in the Insurance industry, placing it in the top 62.9%.
Is SIC Insurance Co's EV-to-EBITDA too high?
SIC Insurance Co's current EV-to-EBITDA of 9.92 is 2734% above median its 10-year median of 0.35. The Insurance industry median EV-to-EBITDA is 7.92. SIC Insurance Co's value of 9.92 is 25.3% above this industry median. Based on the distribution chart, SIC Insurance Co ranks #219 out of 348 companies in the Insurance industry, which is below the industry midpoint. Overall, SIC Insurance Co has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does SIC Insurance Co's EV-to-EBITDA compare to CB and PGR?
According to the Insurance industry distribution chart, SIC Insurance Co ranks #219 out of 348 companies for EV-to-EBITDA. This places SIC Insurance Co in the lower half of its industry. The industry median EV-to-EBITDA is 7.92. SIC Insurance Co's value of 9.92 is 25.3% above this benchmark. While the company's 10-year median is 0.35 vs. the industry median of 7.92, SIC Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 7.92, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SIC Insurance Co's current EV-to-EBITDA of 9.92 is 25.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on SIC Insurance Co. For the Insurance industry, the median EV-to-EBITDA is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SIC Insurance Co's current EV-to-EBITDA is 9.92, which is 2734% above median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SIC Insurance Co stock overvalued right now?
SIC Insurance Co (XGHA:SIC) has a current EV-to-EBITDA of 9.92. The current EV-to-EBITDA is 9.92, which is 2734% above median its 10-year median of 0.35 and 25.3% above the Insurance industry median of 7.92. SIC Insurance Co's overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For SIC Insurance Co (XGHA:SIC), the current EV-to-EBITDA is 9.92 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
SIC Insurance Co Ltd is a Ghana-based insurance company. It offers non-life insurance products, including Motor insurance, Fire insurance, Marine and aviation insurance, Bonds, Engineering, and Accident insurance. Along with its subsidiaries, the company also issues a diversified portfolio of investment services to provide its customers with asset management solutions for their savings and retirement needs, as well as undertaking brokerage services and corporate finance. The firm operates in Ghana. The company generates the majority of its revenue from Fire Insurance.
54GF Score
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