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SIC Insurance CoXGHA:SIC 55 3-Year EBITDA Growth Rate is 3.80% as of Dec. 2017, which is 4% above its 10-year median of 3.65. GuruFocus rates XGHA:SIC with a GF Score™ of 55/100. The stock has 1 warning sign investors should review. Among 287 Insurance companies, SIC Insurance Co ranks worse than 71.43% on this metric.
During the past 12 months, SIC Insurance Co's average EBITDA Per Share Growth Rate was 176.80% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 3.80% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 17.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of SIC Insurance Co was 112.70% per year. The lowest was -26.10% per year. And the median was 3.65% per year.
SIC Insurance Co (XGHA:SIC) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
SIC Insurance Co 3-Year EBITDA Growth Rate Related Terms
XGHA:SIC vs CB, PGR, TRV: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, SIC Insurance Co's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SIC Insurance Co 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, SIC Insurance Co's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where SIC Insurance Co's 3-Year EBITDA Growth Rate falls into.
SIC Insurance Co 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 3.80% mean?
SIC Insurance Co (XGHA:SIC) has a 3-Year EBITDA Growth Rate of 3.80% as of Dec. 2017. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for SIC Insurance Co and its competitors. This is near median its historical median of 3.65. According to the industry distribution chart, SIC Insurance Co ranks #205 out of 287 companies in the Insurance industry, placing it in the top 71.4%.
Is SIC Insurance Co's 3-Year EBITDA Growth Rate too high?
SIC Insurance Co's current 3-Year EBITDA Growth Rate of 3.80% is near median its 10-year median of 3.65. The Insurance industry median 3-Year EBITDA Growth Rate is 15.40. SIC Insurance Co's value of 3.80% is 75.3% below this industry median. Based on the distribution chart, SIC Insurance Co ranks #205 out of 287 companies in the Insurance industry, which is below the industry midpoint. Overall, SIC Insurance Co has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does SIC Insurance Co's 3-Year EBITDA Growth Rate compare to CB and PGR?
According to the Insurance industry distribution chart, SIC Insurance Co ranks #205 out of 287 companies for 3-Year EBITDA Growth Rate. This places SIC Insurance Co in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 15.40. SIC Insurance Co's value of 3.80% is 75.3% below this benchmark. While the company's 10-year median is 3.65 vs. the industry median of 15.40, SIC Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 15.40, based on 287 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SIC Insurance Co's current 3-Year EBITDA Growth Rate of 3.80% is 75.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for SIC Insurance Co and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 15.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SIC Insurance Co's current 3-Year EBITDA Growth Rate is 3.80%, which is near median its own 10-year median of 3.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SIC Insurance Co stock overvalued right now?
SIC Insurance Co (XGHA:SIC) has a current 3-Year EBITDA Growth Rate of 3.80%. The current 3-Year EBITDA Growth Rate is 3.80%, which is near median its 10-year median of 3.65 and 75.3% below the Insurance industry median of 15.40. SIC Insurance Co's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For SIC Insurance Co (XGHA:SIC), the current 3-Year EBITDA Growth Rate is 3.80% as of Dec. 2017. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
SIC Insurance Co Ltd is a Ghana-based insurance company. It offers non-life insurance products, including Motor insurance, Fire insurance, Marine and aviation insurance, Bonds, Engineering, and Accident insurance. Along with its subsidiaries, the company also issues a diversified portfolio of investment services to provide its customers with asset management solutions for their savings and retirement needs, as well as undertaking brokerage services and corporate finance. The firm operates in Ghana. The company generates the majority of its revenue from Fire Insurance.
55GF Score
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