SIC Insurance Co (XGHA:SIC) Earnings Yield (Joel Greenblatt) %: -166.67% (As of Dec. 2024)

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XGHA:SIC SIC Insurance Co Ltd XGHA:SIC
52 GF Score
Price GHS5.27
! 1 Warning Sign
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What is SIC Insurance Co Earnings Yield (Joel Greenblatt) %?

SIC Insurance Co XGHA:SIC -0.38% 52 Earnings Yield (Joel Greenblatt) % is -166.67% as of Dec. 2024. GuruFocus rates XGHA:SIC with a GF Score™ of 52/100. The stock has 1 warning sign investors should review. Among 506 Insurance companies, SIC Insurance Co ranks better than 58.3% on this metric.

SIC Insurance Co's Enterprise Value for the quarter that ended in Dec. 2024 was GHS-51.3 Mil. SIC Insurance Co's EBIT for the trailing twelve months (TTM) ended in Dec. 2024 was GHS85.0 Mil. SIC Insurance Co's Earnings Yield (Joel Greenblatt) for the quarter that ended in Dec. 2024 was -166.67%.

The historical rank and industry rank for SIC Insurance Co's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:

XGHA:SIC' s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: -2203.57   Med: 62.76   Max: 1812.15
Current: 9.17

During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of SIC Insurance Co was 1812.15%. The lowest was -2203.57%. And the median was 62.76%.

XGHA:SIC's Earnings Yield (Joel Greenblatt) % is ranked better than
58.3% of 506 companies
in the Insurance industry
Industry Median: 7.265 vs XGHA:SIC: 9.17

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. SIC Insurance Co's Forward Rate of Return (Yacktman) % for the quarter that ended in Dec. 2024 was 62.94%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


SIC Insurance Co  (XGHA:SIC) Earnings Yield (Joel Greenblatt) % Explanation

Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.

Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.


Be Aware

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

Forward Rate of Return (Yacktman) % based on Don Yacktman's definition is a better measure of the expected rate of return for a stock.


SIC Insurance Co Earnings Yield (Joel Greenblatt) % Related Terms


SIC Insurance Co Earnings Yield (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for SIC Insurance Co's Earnings Yield (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SIC Insurance Co Earnings Yield (Joel Greenblatt) % Chart

SIC Insurance Co Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Earnings Yield (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 294.12 -1,000.00 -188.68 -250.00 -166.67

SIC Insurance Co Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Earnings Yield (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 294.12 -1,000.00 -188.68 -250.00 -166.67

XGHA:SIC vs CB, PGR, TRV: Earnings Yield (Joel Greenblatt) % Comparison

For the Insurance - Property & Casualty subindustry, SIC Insurance Co's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SIC Insurance Co Earnings Yield (Joel Greenblatt) % vs Insurance Industry

For the Insurance industry and Financial Services sector, SIC Insurance Co's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where SIC Insurance Co's Earnings Yield (Joel Greenblatt) % falls into.


XGHA:SIC
52GF Score
SIC Insurance Co Ltd XGHA:SIC
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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SIC Insurance Co Earnings Yield (Joel Greenblatt) % Calculation

In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.

SIC Insurance Cos Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2024 is calculated as

Earnings Yield (Joel Greenblatt)=EBIT/Enterprise Value
=84.973/-51.25385
=-165.79 %

For company reported semi-annually or annually, GuruFocus only calculate annual data for Earnings Yield (Joel Greenblatt) and apply the annual figure to corresponding quarter.


What does a Earnings Yield (Joel Greenblatt) % of -166.67% mean?
SIC Insurance Co (XGHA:SIC) has a Earnings Yield (Joel Greenblatt) % of -166.67% as of Dec. 2024. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on SIC Insurance Co and its competitors. According to the industry distribution chart, SIC Insurance Co ranks #211 out of 506 companies in the Insurance industry, placing it in the top 41.7%.
Is SIC Insurance Co's Earnings Yield (Joel Greenblatt) % too high?
SIC Insurance Co's current Earnings Yield (Joel Greenblatt) % is -166.67%. Based on the distribution chart, SIC Insurance Co ranks #211 out of 506 companies in the Insurance industry, which is above the industry midpoint. Overall, SIC Insurance Co has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does SIC Insurance Co's Earnings Yield (Joel Greenblatt) % compare to CB and PGR?
According to the Insurance industry distribution chart, SIC Insurance Co ranks #211 out of 506 companies for Earnings Yield (Joel Greenblatt) %. This puts SIC Insurance Co in the upper half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 7.27. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for an Insurance company?
The median Earnings Yield (Joel Greenblatt) % among Insurance companies is 7.27, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on SIC Insurance Co and its competitors. For the Insurance industry, the median Earnings Yield (Joel Greenblatt) % is 7.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SIC Insurance Co's current Earnings Yield (Joel Greenblatt) % is -166.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SIC Insurance Co stock overvalued right now?
SIC Insurance Co (XGHA:SIC) has a current Earnings Yield (Joel Greenblatt) % of -166.67%. The current Earnings Yield (Joel Greenblatt) % is -166.67%. SIC Insurance Co's overall GF Score™ is 52/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For SIC Insurance Co (XGHA:SIC), the current Earnings Yield (Joel Greenblatt) % is -166.67% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

SIC Insurance Co Business Description

Address Ring Road East, Nyemitei House No.15, Osu, Accra, GHA
SIC Insurance Co Ltd is a Ghana-based insurance company. It offers non-life insurance products, including Motor insurance, Fire insurance, Marine and aviation insurance, Bonds, Engineering, and Accident insurance. Along with its subsidiaries, the company also issues a diversified portfolio of investment services to provide its customers with asset management solutions for their savings and retirement needs, as well as undertaking brokerage services and corporate finance. The firm operates in Ghana. The company generates the majority of its revenue from Fire Insurance.
52GF Score

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Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS5.27
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