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SIC Insurance CoXGHA:SIC 51 PEG Ratio is 1.21 as of Jul. 30, 2026, which is 384% above its 10-year median of 0.25. GuruFocus rates XGHA:SIC with a GF Score™ of 51/100 and a GF Value™ of GHS0.58 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 187 Insurance companies, SIC Insurance Co ranks worse than 62.03% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for SIC Insurance Co's PEG Ratio or its related term are showing as below:
XGHA:SIC'
s PEG Ratio Range Over the Past 10 Years
Min: 0.06 Med: 0.25 Max: 1.46
Current: 1.21
During the past 13 years, SIC Insurance Co's highest PEG Ratio was 1.46. The lowest was 0.06. And the median was 0.25.
XGHA:SIC's PEG Ratio is ranked worse than 62.03% of 187
companies
in the Insurance industry
Industry Median: 0.89
vs XGHA:SIC: 1.21
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
SIC Insurance Co (XGHA:SIC) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
SIC Insurance Co PEG Ratio Related Terms
SIC Insurance Co PEG Ratio Historical Data
* Premium members only.
The historical data trend for SIC Insurance Co's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, SIC Insurance Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SIC Insurance Co PEG Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, SIC Insurance Co's PEG Ratio distribution charts can be found below:
* The bar in red indicates where SIC Insurance Co's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
SIC Insurance Co (XGHA:SIC) has a PEG Ratio of 1.21 as of Jul. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on SIC Insurance Co and its competitors. This is 384% above median its historical median of 0.25. Over the past decade, SIC Insurance Co's PEG Ratio has ranged from 0.06 to 1.46. According to the industry distribution chart, SIC Insurance Co ranks #116 out of 187 companies in the Insurance industry, placing it in the top 62%.
Is SIC Insurance Co's PEG Ratio too high?
SIC Insurance Co's current PEG Ratio of 1.21 is 384% above median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 1.46. The Insurance industry median PEG Ratio is 0.89. SIC Insurance Co's value of 1.21 is 36% above this industry median. Based on the distribution chart, SIC Insurance Co ranks #116 out of 187 companies in the Insurance industry, which is below the industry midpoint. Overall, SIC Insurance Co has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SIC Insurance Co's PEG Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, SIC Insurance Co ranks #116 out of 187 companies for PEG Ratio. This places SIC Insurance Co in the lower half of its industry. The industry median PEG Ratio is 0.89. SIC Insurance Co's value of 1.21 is 36% above this benchmark. Historically, SIC Insurance Co's own PEG Ratio has ranged from 0.06 to 1.46 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 0.89, SIC Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.89, based on 187 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SIC Insurance Co's current PEG Ratio of 1.21 is 36% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on SIC Insurance Co and its competitors. For the Insurance industry, the median PEG Ratio is 0.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SIC Insurance Co's current PEG Ratio is 1.21, which is 384% above median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SIC Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, SIC Insurance Co (XGHA:SIC) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS0.58, compared to a current price of GHS5.80 — trading 900% above its estimated fair value. The current PEG Ratio is 1.21, which is 384% above median its 10-year median of 0.25 and 36% above the Insurance industry median of 0.89. SIC Insurance Co's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For SIC Insurance Co (XGHA:SIC), the current PEG Ratio is 1.21 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SIC Insurance Co (XGHA:SIC) Overvalued in 2026?
Based on GuruFocus' analysis, SIC Insurance Co stock appears to be overvalued.
The current stock price of GHS5.80 is trading 900% above its estimated GF Value™ of GHS0.58.
GuruFocus considers SIC Insurance Co to be Significantly Overvalued.
Key valuation signals for XGHA:SIC:
PEG Ratio: 1.21 (384% above median its 10-year median of 0.25)
GF Value™: GHS0.58 vs. price of GHS5.80 (900% above fair value)
Industry Position: 36% above the Insurance median (#116 of 187)
No single metric tells the full story. See the XGHA:SIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SIC Insurance Co Ltd is a Ghana-based insurance company. It offers non-life insurance products, including Motor insurance, Fire insurance, Marine and aviation insurance, Bonds, Engineering, and Accident insurance. Along with its subsidiaries, the company also issues a diversified portfolio of investment services to provide its customers with asset management solutions for their savings and retirement needs, as well as undertaking brokerage services and corporate finance. The firm operates in Ghana. The company generates the majority of its revenue from Fire Insurance.
51GF Score
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