ProAssurance (FRA:PRK) Future Policy Benefits: €2,281.7 Mil (As of Mar. 2026)

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FRA:PRK ProAssurance Corp FRA:PRK
62 GF Score
Price €21.60
GF Value €16.99
! 5 Warning Signs
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What is ProAssurance Future Policy Benefits?

ProAssurance FRA:PRK 62 Future Policy Benefits is €2,281.7 Mil as of Mar. 2026. GuruFocus rates FRA:PRK with a GF Score™ of 62/100 and a GF Value™ of €16.99. The stock has 5 warning signs investors should review.

Future Policy Benefits represents an insurance entity's net liability for future benefits (for example, death, cash surrender value) to be paid to or on behalf of policyholders, where the accounting policy describes the bases, methodologies and components of the reserve, and assumptions regarding estimates of expected investment yields, mortality, morbidity, terminations and expenses.

ProAssurance's quarterly future policy benefits declined from Sep. 2025 (€2,329.8 Mil) to Dec. 2025 (€2,268.4 Mil) but then increased from Dec. 2025 (€2,268.4 Mil) to Mar. 2026 (€2,281.7 Mil).

ProAssurance's annual future policy benefits increased from Dec. 2023 (€2,656.6 Mil) to Dec. 2024 (€2,733.4 Mil) but then declined from Dec. 2024 (€2,733.4 Mil) to Dec. 2025 (€2,268.4 Mil).

ProAssurance Future Policy Benefits Historical Data

* Premium members only.

The historical data trend for ProAssurance's Future Policy Benefits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ProAssurance Future Policy Benefits Chart

ProAssurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Future Policy Benefits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,737.95 2,833.40 2,656.58 2,733.37 2,268.39

ProAssurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Future Policy Benefits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,585.85 2,347.63 2,329.78 2,268.39 2,281.68
FRA:PRK
62GF Score
ProAssurance Corp FRA:PRK
Future Policy Benefits is just one metric. See GF Score™, valuation, warning signs, and more.
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ProAssurance Future Policy Benefits Calculation

Future Policy Benefits

Frequently Asked Questions Learn more about Future Policy Benefits →
What does a Future Policy Benefits of €2,281.7 Mil mean?
ProAssurance (FRA:PRK) has a Future Policy Benefits of €2,281.7 Mil as of Mar. 2026. Net present value of future benefits to be paid less the future premiums to be earned for insurance companies. View historical data on ProAssurance and its competitors.
Is ProAssurance's Future Policy Benefits too high?
ProAssurance's current Future Policy Benefits is €2,281.7 Mil. Overall, ProAssurance has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does ProAssurance's Future Policy Benefits compare to UFCS and HGTY?
ProAssurance's Future Policy Benefits of €2,281.7 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Future Policy Benefits for an Insurance company?
A good Future Policy Benefits depends on the Insurance industry context. However, Future Policy Benefits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Future Policy Benefits mean?
A high Future Policy Benefits can signal that a stock is expensive relative to its fundamentals. Net present value of future benefits to be paid less the future premiums to be earned for insurance companies. View historical data on ProAssurance and its competitors. ProAssurance's current Future Policy Benefits is €2,281.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ProAssurance stock overvalued right now?
ProAssurance (FRA:PRK) has a current Future Policy Benefits of €2,281.7 Mil. The stock's GF Value™ is €16.99, compared to a current price of €21.60 — trading 27.1% above its estimated fair value. The current Future Policy Benefits is €2,281.7 Mil. ProAssurance's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Future Policy Benefits calculated?
Future Policy Benefits is calculated from a company's financial statements. For ProAssurance (FRA:PRK), the current Future Policy Benefits is €2,281.7 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ProAssurance (FRA:PRK) Overvalued in 2026?

Based on GuruFocus' analysis, ProAssurance stock appears to be overvalued. The current stock price of €21.60 is trading 27.1% above its estimated GF Value™ of €16.99.

Key valuation signals for FRA:PRK:

  • Future Policy Benefits: €2,281.7 Mil
  • GF Value™: €16.99 vs. price of €21.60 (27.1% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the FRA:PRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ProAssurance Business Description

Other Exchanges PRA:USA
Address 100 Brookwood Place, Birmingham, AL, USA, 35209
ProAssurance Corp is a holding company for property and casualty insurance companies. The company's wholly-owned insurance subsidiaries provide professional liability insurance for healthcare professionals and facilities, professional liability insurance for attorneys, and workers' compensation insurance. ProAssurance reports operating results in four segments: Specialty Property and Casualty, Workers' Compensation, Segregated Portfolio Cell Reinsurance, and Corporate. ProAssurance generates the vast majority of its revenue from its Specialty P&C activities, followed by Worker's Compensation.
62GF Score

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Future Policy Benefits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.60
Price
€16.99
GF Value