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ProAssuranceFRA:PRK 62 EV-to-EBITDA is 14.25 as of Jul. 27, 2026, which is 17% below its 10-year median of 17.11. GuruFocus rates FRA:PRK with a GF Score™ of 62/100 and a GF Value™ of €16.80 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 348 Insurance companies, ProAssurance ranks worse than 79.31% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, ProAssurance's enterprise value is €1,482.9 Mil.
ProAssurance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €104.1 Mil. Therefore, ProAssurance's EV-to-EBITDA for today is 14.25.
The historical rank and industry rank for ProAssurance's EV-to-EBITDA or its related term are showing as below:
FRA:PRK'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -20.19 Med: 17.11 Max: 327.63
Current: 14.11
During the past 13 years, the highest EV-to-EBITDA of ProAssurance was 327.63. The lowest was -20.19. And the median was 17.11.
FRA:PRK's EV-to-EBITDA is ranked worse than 79.31% of 348
companies
in the Insurance industry
Industry Median: 8.27
vs FRA:PRK: 14.11
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
ProAssurance (FRA:PRK) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
ProAssurance's PE Ratio (TTM) for today is calculated as:
ProAssurance's share price for today is €21.60.
ProAssurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.075.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for ProAssurance's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:PRK vs UFCS, HGTY, UVE: EV-to-EBITDA Comparison
For the Insurance - Property & Casualty subindustry, ProAssurance's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ProAssurance EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, ProAssurance's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where ProAssurance's EV-to-EBITDA falls into.
ProAssurance's current Enterprise Value is €1,482.9 Mil.
ProAssurance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €104.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ProAssurance (FRA:PRK) has a EV-to-EBITDA of 14.25 as of Jul. 27, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on ProAssurance. This is 17% below median its historical median of 17.11. According to the industry distribution chart, ProAssurance ranks #276 out of 348 companies in the Insurance industry, placing it in the top 79.3%.
Is ProAssurance's EV-to-EBITDA too high?
ProAssurance's current EV-to-EBITDA of 14.25 is 17% below median its 10-year median of 17.11. The Insurance industry median EV-to-EBITDA is 8.27. ProAssurance's value of 14.25 is 72.3% above this industry median. Based on the distribution chart, ProAssurance ranks #276 out of 348 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, ProAssurance has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ProAssurance's EV-to-EBITDA compare to UFCS and HGTY?
According to the Insurance industry distribution chart, ProAssurance ranks #276 out of 348 companies for EV-to-EBITDA. This places ProAssurance in the lower half of its industry. The industry median EV-to-EBITDA is 8.27. ProAssurance's value of 14.25 is 72.3% above this benchmark. While the company's 10-year median is 17.11 vs. the industry median of 8.27, ProAssurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.27, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ProAssurance's current EV-to-EBITDA of 14.25 is 72.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on ProAssurance. For the Insurance industry, the median EV-to-EBITDA is 8.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ProAssurance's current EV-to-EBITDA is 14.25, which is 17% below median its own 10-year median of 17.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ProAssurance stock overvalued right now?
Based on GuruFocus' analysis, ProAssurance (FRA:PRK) is currently considered Modestly Overvalued. The stock's GF Value™ is €16.80, compared to a current price of €21.60 — trading 28.6% above its estimated fair value. The current EV-to-EBITDA is 14.25, which is 17% below median its 10-year median of 17.11 and 72.3% above the Insurance industry median of 8.27. ProAssurance's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For ProAssurance (FRA:PRK), the current EV-to-EBITDA is 14.25 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ProAssurance (FRA:PRK) Overvalued in 2026?
Based on GuruFocus' analysis, ProAssurance stock appears to be overvalued.
The current stock price of €21.60 is trading 28.6% above its estimated GF Value™ of €16.80.
GuruFocus considers ProAssurance to be Modestly Overvalued.
Key valuation signals for FRA:PRK:
EV-to-EBITDA: 14.25 (17% below median its 10-year median of 17.11)
GF Value™: €16.80 vs. price of €21.60 (28.6% above fair value)
Industry Position: 72.3% above the Insurance median (#276 of 348)
No single metric tells the full story. See the FRA:PRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ProAssurance Corp is a holding company for property and casualty insurance companies. The company's wholly-owned insurance subsidiaries provide professional liability insurance for healthcare professionals and facilities, professional liability insurance for attorneys, and workers' compensation insurance. ProAssurance reports operating results in four segments: Specialty Property and Casualty, Workers' Compensation, Segregated Portfolio Cell Reinsurance, and Corporate. ProAssurance generates the vast majority of its revenue from its Specialty P&C activities, followed by Worker's Compensation.
62GF Score
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