ProAssurance (FRA:PRK) E10: €0.66 (As of Mar. 2026)


FRA:PRK ProAssurance Corp FRA:PRK
60 GF Score
Price €21.60
GF Value €16.80
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is ProAssurance E10?

ProAssurance FRA:PRK 60 E10 is €0.66 as of Mar. 2026. GuruFocus rates FRA:PRK with a GF Score™ of 60/100 and a GF Value™ of €16.80 (Modestly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

ProAssurance's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.138. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.66 for the trailing ten years ended in Mar. 2026.

During the past 12 months, ProAssurance's average E10 Growth Rate was -10.50% per year. During the past 3 years, the average E10 Growth Rate was -25.40% per year. During the past 5 years, the average E10 Growth Rate was -22.10% per year. During the past 10 years, the average E10 Growth Rate was -14.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of ProAssurance was 21.40% per year. The lowest was -25.70% per year. And the median was 2.30% per year.

As of today (2026-06-29), ProAssurance's current stock price is €21.60. ProAssurance's E10 for the quarter that ended in Mar. 2026 was €0.66. ProAssurance's Shiller PE Ratio of today is 32.73.

During the past 13 years, the highest Shiller PE Ratio of ProAssurance was 32.47. The lowest was 4.34. And the median was 11.24.


ProAssurance  (FRA:PRK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

ProAssurance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=21.60/0.66
=32.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of ProAssurance was 32.47. The lowest was 4.34. And the median was 11.24.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


ProAssurance E10 Related Terms


ProAssurance E10 Historical Data

* Premium members only.

The historical data trend for ProAssurance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ProAssurance E10 Chart

ProAssurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.02 1.76 1.15 0.89 0.65

ProAssurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.79 0.71 0.70 0.65 0.66

FRA:PRK vs UFCS, HGTY, UVE: E10 Comparison

For the Insurance - Property & Casualty subindustry, ProAssurance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ProAssurance Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, ProAssurance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where ProAssurance's Shiller PE Ratio falls into.


FRA:PRK
60GF Score
ProAssurance Corp FRA:PRK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ProAssurance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, ProAssurance's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.138/330.2130*330.2130
=0.138

Current CPI (Mar. 2026) = 330.2130.

ProAssurance Quarterly Data

per share eps CPI Adj_EPS
201606 0.721 241.018 0.988
201609 0.561 241.428 0.767
201612 0.967 241.432 1.323
201703 0.720 243.801 0.975
201706 0.320 244.955 0.431
201709 0.453 246.819 0.606
201712 0.270 246.524 0.362
201803 0.178 249.554 0.236
201806 0.454 251.989 0.595
201809 0.497 252.439 0.650
201812 -0.404 251.233 -0.531
201903 0.522 254.202 0.678
201906 0.186 256.143 0.240
201909 0.291 256.759 0.374
201912 -0.994 256.974 -1.277
202003 -0.371 258.115 -0.475
202006 -0.302 257.797 -0.387
202009 -2.360 260.280 -2.994
202012 0.218 260.474 0.276
202103 0.118 264.877 0.147
202106 1.411 271.696 1.715
202109 0.196 274.310 0.236
202112 0.522 278.802 0.618
202203 -0.064 287.504 -0.074
202206 -0.028 296.311 -0.031
202209 -0.172 296.808 -0.191
202212 0.244 296.797 0.271
202303 -0.103 301.836 -0.113
202306 0.185 305.109 0.200
202309 -0.890 307.789 -0.955
202312 0.110 306.746 0.118
202403 0.083 312.332 0.088
202406 0.279 314.175 0.293
202409 0.288 315.301 0.302
202412 0.296 315.605 0.310
202503 -0.102 319.799 -0.105
202506 0.364 322.561 0.373
202509 0.026 324.800 0.026
202512 0.547 324.054 0.557
202603 0.138 330.213 0.138

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.66 mean?
ProAssurance (FRA:PRK) has a E10 of €0.66 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on ProAssurance and its competitors.
Is ProAssurance's E10 too high?
ProAssurance's current E10 is €0.66. Overall, ProAssurance has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ProAssurance's E10 compare to UFCS and HGTY?
ProAssurance's E10 of €0.66 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on ProAssurance and its competitors. ProAssurance's current E10 is €0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ProAssurance stock overvalued right now?
Based on GuruFocus' analysis, ProAssurance (FRA:PRK) is currently considered Modestly Overvalued. The stock's GF Value™ is €16.80, compared to a current price of €21.60 — trading 28.6% above its estimated fair value. The current E10 is €0.66. ProAssurance's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For ProAssurance (FRA:PRK), the current E10 is €0.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ProAssurance (FRA:PRK) Overvalued in 2026?

Based on GuruFocus' analysis, ProAssurance stock appears to be overvalued. The current stock price of €21.60 is trading 28.6% above its estimated GF Value™ of €16.80. GuruFocus considers ProAssurance to be Modestly Overvalued.

Key valuation signals for FRA:PRK:

  • E10: €0.66
  • GF Value™: €16.80 vs. price of €21.60 (28.6% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the FRA:PRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ProAssurance Business Description

Other Exchanges PRA:USA
Address 100 Brookwood Place, Birmingham, AL, USA, 35209
ProAssurance Corp is a holding company for property and casualty insurance companies. The company's wholly-owned insurance subsidiaries provide professional liability insurance for healthcare professionals and facilities, professional liability insurance for attorneys, and workers' compensation insurance. ProAssurance reports operating results in four segments: Specialty Property and Casualty, Workers' Compensation, Segregated Portfolio Cell Reinsurance, and Corporate. ProAssurance generates the vast majority of its revenue from its Specialty P&C activities, followed by Worker's Compensation.
60GF Score

Get the complete analysis for FRA:PRK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.60
Price
€16.80
GF Value