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ProAssuranceFRA:PRK 62 3-Year EBITDA Growth Rate is 28.80% as of Mar. 2026, which is 62% above its 10-year median of 17.75. GuruFocus rates FRA:PRK with a GF Score™ of 62/100 and a GF Value™ of €16.97 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 295 Insurance companies, ProAssurance ranks better than 70.17% on this metric.
During the past 12 months, ProAssurance's average EBITDA Per Share Growth Rate was 34.20% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 28.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of ProAssurance was 99.80% per year. The lowest was -69.30% per year. And the median was 17.75% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
ProAssurance 3-Year EBITDA Growth Rate Related Terms
FRA:PRK vs UFCS, HGTY, UVE: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, ProAssurance's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ProAssurance 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, ProAssurance's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where ProAssurance's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 28.80% mean?
ProAssurance (FRA:PRK) has a 3-Year EBITDA Growth Rate of 28.80% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for ProAssurance and its competitors. This is 62% above median its historical median of 17.75. According to the industry distribution chart, ProAssurance ranks #88 out of 295 companies in the Insurance industry, placing it in the top 29.8%.
Is ProAssurance's 3-Year EBITDA Growth Rate too high?
ProAssurance's current 3-Year EBITDA Growth Rate of 28.80% is 62% above median its 10-year median of 17.75. The Insurance industry median 3-Year EBITDA Growth Rate is 16.80. ProAssurance's value of 28.80% is 71.4% above this industry median. Based on the distribution chart, ProAssurance ranks #88 out of 295 companies in the Insurance industry, which is above the industry midpoint. Overall, ProAssurance has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ProAssurance's 3-Year EBITDA Growth Rate compare to UFCS and HGTY?
According to the Insurance industry distribution chart, ProAssurance ranks #88 out of 295 companies for 3-Year EBITDA Growth Rate. This puts ProAssurance in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 16.80. ProAssurance's value of 28.80% is 71.4% above this benchmark. While the company's 10-year median is 17.75 vs. the industry median of 16.80, ProAssurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.80, based on 295 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ProAssurance's current 3-Year EBITDA Growth Rate of 28.80% is 71.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for ProAssurance and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ProAssurance's current 3-Year EBITDA Growth Rate is 28.80%, which is 62% above median its own 10-year median of 17.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ProAssurance stock overvalued right now?
Based on GuruFocus' analysis, ProAssurance (FRA:PRK) is currently considered Modestly Overvalued. The stock's GF Value™ is €16.97, compared to a current price of €21.60 — trading 27.3% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 28.80%, which is 62% above median its 10-year median of 17.75 and 71.4% above the Insurance industry median of 16.80. ProAssurance's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For ProAssurance (FRA:PRK), the current 3-Year EBITDA Growth Rate is 28.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ProAssurance (FRA:PRK) Overvalued in 2026?
Based on GuruFocus' analysis, ProAssurance stock appears to be overvalued.
The current stock price of €21.60 is trading 27.3% above its estimated GF Value™ of €16.97.
GuruFocus considers ProAssurance to be Modestly Overvalued.
Key valuation signals for FRA:PRK:
3-Year EBITDA Growth Rate: 28.80% (62% above median its 10-year median of 17.75)
GF Value™: €16.97 vs. price of €21.60 (27.3% above fair value)
Industry Position: 71.4% above the Insurance median (#88 of 295)
No single metric tells the full story. See the FRA:PRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ProAssurance Corp is a holding company for property and casualty insurance companies. The company's wholly-owned insurance subsidiaries provide professional liability insurance for healthcare professionals and facilities, professional liability insurance for attorneys, and workers' compensation insurance. ProAssurance reports operating results in four segments: Specialty Property and Casualty, Workers' Compensation, Segregated Portfolio Cell Reinsurance, and Corporate. ProAssurance generates the vast majority of its revenue from its Specialty P&C activities, followed by Worker's Compensation.
62GF Score
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