ProAssurance (FRA:PRK) EBITDA Margin %: 6.62% (As of Mar. 2026) — 21% Below Median


FRA:PRK ProAssurance Corp FRA:PRK
60 GF Score
Price €21.60
GF Value €16.80
Valuation Modestly Overvalued
! 4 Warning Signs
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What is ProAssurance EBITDA Margin %?

ProAssurance FRA:PRK 60 EBITDA Margin % is 6.62% as of Mar. 2026, which is 21% below its 10-year median of 8.36. GuruFocus rates FRA:PRK with a GF Score™ of 60/100 and a GF Value™ of €16.80 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 373 Insurance companies, ProAssurance ranks worse than 63.81% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. ProAssurance's EBITDA for the three months ended in Mar. 2026 was €14.9 Mil. ProAssurance's Revenue for the three months ended in Mar. 2026 was €224.6 Mil. Therefore, ProAssurance's EBITDA margin for the quarter that ended in Mar. 2026 was 6.62%.


ProAssurance  (FRA:PRK) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


ProAssurance EBITDA Margin % Related Terms


ProAssurance EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for ProAssurance's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ProAssurance EBITDA Margin % Chart

ProAssurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.93 4.74 0.89 9.14 9.85

ProAssurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.00 13.30 4.70 20.56 6.62

FRA:PRK vs UFCS, HGTY, UVE: EBITDA Margin % Comparison

For the Insurance - Property & Casualty subindustry, ProAssurance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ProAssurance EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, ProAssurance's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where ProAssurance's EBITDA Margin % falls into.


FRA:PRK
60GF Score
ProAssurance Corp FRA:PRK
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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ProAssurance EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

ProAssurance's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=91.033/923.816
=9.85 %

ProAssurance's EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=14.874/224.637
=6.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 6.62% mean?
ProAssurance (FRA:PRK) has a EBITDA Margin % of 6.62% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on ProAssurance and its competitors. This is 21% below median its historical median of 8.36. According to the industry distribution chart, ProAssurance ranks #238 out of 373 companies in the Insurance industry, placing it in the top 63.8%.
Is ProAssurance's EBITDA Margin % too high?
ProAssurance's current EBITDA Margin % of 6.62% is 21% below median its 10-year median of 8.36. The Insurance industry median EBITDA Margin % is 14.81. ProAssurance's value of 6.62% is 55.3% below this industry median. Based on the distribution chart, ProAssurance ranks #238 out of 373 companies in the Insurance industry, which is below the industry midpoint. Overall, ProAssurance has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ProAssurance's EBITDA Margin % compare to UFCS and HGTY?
According to the Insurance industry distribution chart, ProAssurance ranks #238 out of 373 companies for EBITDA Margin %. This places ProAssurance in the lower half of its industry. The industry median EBITDA Margin % is 14.81. ProAssurance's value of 6.62% is 55.3% below this benchmark. While the company's 10-year median is 8.36 vs. the industry median of 14.81, ProAssurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 373 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ProAssurance's current EBITDA Margin % of 6.62% is 55.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on ProAssurance and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ProAssurance's current EBITDA Margin % is 6.62%, which is 21% below median its own 10-year median of 8.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ProAssurance stock overvalued right now?
Based on GuruFocus' analysis, ProAssurance (FRA:PRK) is currently considered Modestly Overvalued. The stock's GF Value™ is €16.80, compared to a current price of €21.60 — trading 28.6% above its estimated fair value. The current EBITDA Margin % is 6.62%, which is 21% below median its 10-year median of 8.36 and 55.3% below the Insurance industry median of 14.81. ProAssurance's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For ProAssurance (FRA:PRK), the current EBITDA Margin % is 6.62% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ProAssurance (FRA:PRK) Overvalued in 2026?

Based on GuruFocus' analysis, ProAssurance stock appears to be overvalued. The current stock price of €21.60 is trading 28.6% above its estimated GF Value™ of €16.80. GuruFocus considers ProAssurance to be Modestly Overvalued.

Key valuation signals for FRA:PRK:

  • EBITDA Margin %: 6.62% (21% below median its 10-year median of 8.36)
  • GF Value™: €16.80 vs. price of €21.60 (28.6% above fair value)
  • GF Score™: 60/100 with 4 warning signs
  • Industry Position: 55.3% below the Insurance median (#238 of 373)

No single metric tells the full story. See the FRA:PRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ProAssurance Business Description

Other Exchanges PRA:USA
Address 100 Brookwood Place, Birmingham, AL, USA, 35209
ProAssurance Corp is a holding company for property and casualty insurance companies. The company's wholly-owned insurance subsidiaries provide professional liability insurance for healthcare professionals and facilities, professional liability insurance for attorneys, and workers' compensation insurance. ProAssurance reports operating results in four segments: Specialty Property and Casualty, Workers' Compensation, Segregated Portfolio Cell Reinsurance, and Corporate. ProAssurance generates the vast majority of its revenue from its Specialty P&C activities, followed by Worker's Compensation.
60GF Score

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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.60
Price
€16.80
GF Value