ProAssuranceFRA:PRK 60 FCF Margin % is -8.29% as of Mar. 2026. GuruFocus rates FRA:PRK with a GF Score™ of 60/100 and a GF Value™ of €16.80 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 505 Insurance companies, ProAssurance ranks worse than 83.96% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. ProAssurance's Free Cash Flow for the
three
months ended in Mar. 2026 was €-18.6 Mil. ProAssurance's Revenue for the
three
months ended in Mar. 2026 was €224.6 Mil. Therefore, ProAssurance's FCF Margin % for the quarter that ended in Mar. 2026 was -8.29%.
The historical rank and industry rank for ProAssurance's FCF Margin % or its related term are showing as below:
FRA:PRK'
s FCF Margin % Range Over the Past 10 Years
Min: -4.84 Med: 8.05 Max: 19.19
Current: -3.66
During the past 13 years, the highest FCF Margin % of ProAssurance was 19.19%. The lowest was -4.84%. And the median was 8.05%.
FRA:PRK's FCF Margin % is ranked worse than 83.96% of 505
companies
in the Insurance industry
Industry Median: 9.6
vs FRA:PRK: -3.66
ProAssurance FCF Margin % Related Terms
ProAssurance FCF Margin % Historical Data
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The historical data trend for ProAssurance's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:PRK vs UFCS, HGTY, UVE: FCF Margin % Comparison
For the Insurance - Property & Casualty subindustry, ProAssurance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ProAssurance FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, ProAssurance's FCF Margin % distribution charts can be found below:
* The bar in red indicates where ProAssurance's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ProAssurance (FRA:PRK) has a FCF Margin % of -8.29% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ProAssurance and its competitors. According to the industry distribution chart, ProAssurance ranks #424 out of 505 companies in the Insurance industry, placing it in the top 84%.
Is ProAssurance's FCF Margin % too high?
ProAssurance's current FCF Margin % is -8.29%. Based on the distribution chart, ProAssurance ranks #424 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, ProAssurance has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ProAssurance's FCF Margin % compare to UFCS and HGTY?
According to the Insurance industry distribution chart, ProAssurance ranks #424 out of 505 companies for FCF Margin %. This places ProAssurance in the lower half of its industry. The industry median FCF Margin % is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ProAssurance and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ProAssurance's current FCF Margin % is -8.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ProAssurance stock overvalued right now?
Based on GuruFocus' analysis, ProAssurance (FRA:PRK) is currently considered Modestly Overvalued. The stock's GF Value™ is €16.80, compared to a current price of €21.60 — trading 28.6% above its estimated fair value. The current FCF Margin % is -8.29%. ProAssurance's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For ProAssurance (FRA:PRK), the current FCF Margin % is -8.29% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ProAssurance (FRA:PRK) Overvalued in 2026?
Based on GuruFocus' analysis, ProAssurance stock appears to be overvalued.
The current stock price of €21.60 is trading 28.6% above its estimated GF Value™ of €16.80.
GuruFocus considers ProAssurance to be Modestly Overvalued.
Key valuation signals for FRA:PRK:
FCF Margin %: -8.29%
GF Value™: €16.80 vs. price of €21.60 (28.6% above fair value)
No single metric tells the full story. See the FRA:PRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ProAssurance Corp is a holding company for property and casualty insurance companies. The company's wholly-owned insurance subsidiaries provide professional liability insurance for healthcare professionals and facilities, professional liability insurance for attorneys, and workers' compensation insurance. ProAssurance reports operating results in four segments: Specialty Property and Casualty, Workers' Compensation, Segregated Portfolio Cell Reinsurance, and Corporate. ProAssurance generates the vast majority of its revenue from its Specialty P&C activities, followed by Worker's Compensation.
60GF Score
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