ProAssurance (FRA:PRK) Shiller PE Ratio: 32.73 (As of Sep. 12, 2026) — 194% Above Median

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FRA:PRK ProAssurance Corp FRA:PRK
62 GF Score
Price €21.60
GF Value €16.99
! 5 Warning Signs
View Full Analysis

What is ProAssurance Shiller PE Ratio?

ProAssurance FRA:PRK 62 Shiller PE Ratio is 32.73 as of Sep. 12, 2026, which is 194% above its 10-year median of 11.13. GuruFocus rates FRA:PRK with a GF Score™ of 62/100 and a GF Value™ of €16.99. The stock has 5 warning signs investors should review.

As of today (2026-09-12), ProAssurance's current share price is €21.60. ProAssurance's E10 for the quarter that ended in Mar. 2026 was €0.66. ProAssurance's Shiller PE Ratio for today is 32.73.

The historical rank and industry rank for ProAssurance's Shiller PE Ratio or its related term are showing as below:

FRA:PRK' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.34   Med: 11.13   Max: 32.47
Current: 32.47

During the past years, ProAssurance's highest Shiller PE Ratio was 32.47. The lowest was 4.34. And the median was 11.13.

FRA:PRK's Shiller PE Ratio is not ranked
in the Insurance industry.
Industry Median: 16.675 vs FRA:PRK: 32.47

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

ProAssurance's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.138. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is €0.66 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


ProAssurance  (FRA:PRK) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


ProAssurance Shiller PE Ratio Related Terms


ProAssurance Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for ProAssurance's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ProAssurance Shiller PE Ratio Chart

ProAssurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.89 9.22 10.98 16.68 30.62

ProAssurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.01 27.41 29.40 30.62 32.10

FRA:PRK vs UFCS, HGTY, UVE: Shiller PE Ratio Comparison

For the Insurance - Property & Casualty subindustry, ProAssurance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ProAssurance Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, ProAssurance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where ProAssurance's Shiller PE Ratio falls into.


FRA:PRK
62GF Score
ProAssurance Corp FRA:PRK
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ProAssurance Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

ProAssurance's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=21.60/0.66
=32.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ProAssurance's E10 for the quarter that ended in Mar. 2026 is calculated as:

For example, ProAssurance's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.138/330.2130*330.2130
=0.138

Current CPI (Mar. 2026) = 330.2130.

ProAssurance Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201606 0.721 241.018 0.988
201609 0.561 241.428 0.767
201612 0.967 241.432 1.323
201703 0.720 243.801 0.975
201706 0.320 244.955 0.431
201709 0.453 246.819 0.606
201712 0.270 246.524 0.362
201803 0.178 249.554 0.236
201806 0.454 251.989 0.595
201809 0.497 252.439 0.650
201812 -0.404 251.233 -0.531
201903 0.522 254.202 0.678
201906 0.186 256.143 0.240
201909 0.291 256.759 0.374
201912 -0.994 256.974 -1.277
202003 -0.371 258.115 -0.475
202006 -0.302 257.797 -0.387
202009 -2.360 260.280 -2.994
202012 0.218 260.474 0.276
202103 0.118 264.877 0.147
202106 1.411 271.696 1.715
202109 0.196 274.310 0.236
202112 0.522 278.802 0.618
202203 -0.064 287.504 -0.074
202206 -0.028 296.311 -0.031
202209 -0.172 296.808 -0.191
202212 0.244 296.797 0.271
202303 -0.103 301.836 -0.113
202306 0.185 305.109 0.200
202309 -0.890 307.789 -0.955
202312 0.110 306.746 0.118
202403 0.083 312.332 0.088
202406 0.279 314.175 0.293
202409 0.288 315.301 0.302
202412 0.296 315.605 0.310
202503 -0.102 319.799 -0.105
202506 0.364 322.561 0.373
202509 0.026 324.800 0.026
202512 0.547 324.054 0.557
202603 0.138 330.213 0.138

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 32.73 mean?
ProAssurance (FRA:PRK) has a Shiller PE Ratio of 32.73 as of Sep. 12, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on ProAssurance and its competitors. This is 194% above median its historical median of 11.13. Over the past decade, ProAssurance's Shiller PE Ratio has ranged from 4.34 to 32.47.
Is ProAssurance's Shiller PE Ratio too high?
ProAssurance's current Shiller PE Ratio of 32.73 is 194% above median its 10-year median of 11.13. Over the past 10 years, this metric has ranged from a low of 4.34 to a high of 32.47. The Insurance industry median Shiller PE Ratio is 16.68. ProAssurance's value of 32.73 is 96.3% above this industry median. Overall, ProAssurance has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does ProAssurance's Shiller PE Ratio compare to UFCS and HGTY?
ProAssurance's Shiller PE Ratio of 32.73 can be compared against companies in the Insurance industry. The industry median Shiller PE Ratio is 16.68. ProAssurance's value of 32.73 is 96.3% above this benchmark. Historically, ProAssurance's own Shiller PE Ratio has ranged from 4.34 to 32.47 over the past decade. While the company's 10-year median is 11.13 vs. the industry median of 16.68, ProAssurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.68, based on 366 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ProAssurance's current Shiller PE Ratio of 32.73 is 96.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on ProAssurance and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ProAssurance's current Shiller PE Ratio is 32.73, which is 194% above median its own 10-year median of 11.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ProAssurance stock overvalued right now?
ProAssurance (FRA:PRK) has a current Shiller PE Ratio of 32.73. The stock's GF Value™ is €16.99, compared to a current price of €21.60 — trading 27.1% above its estimated fair value. The current Shiller PE Ratio is 32.73, which is 194% above median its 10-year median of 11.13 and 96.3% above the Insurance industry median of 16.68. ProAssurance's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For ProAssurance (FRA:PRK), the current Shiller PE Ratio is 32.73 as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ProAssurance (FRA:PRK) Overvalued in 2026?

Based on GuruFocus' analysis, ProAssurance stock appears to be overvalued. The current stock price of €21.60 is trading 27.1% above its estimated GF Value™ of €16.99.

Key valuation signals for FRA:PRK:

  • Shiller PE Ratio: 32.73 (194% above median its 10-year median of 11.13)
  • GF Value™: €16.99 vs. price of €21.60 (27.1% above fair value)
  • GF Score™: 62/100 with 5 warning signs
  • Industry Position: 96.3% above the Insurance median

No single metric tells the full story. See the FRA:PRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ProAssurance Business Description

Other Exchanges PRA:USA
Address 100 Brookwood Place, Birmingham, AL, USA, 35209
ProAssurance Corp is a holding company for property and casualty insurance companies. The company's wholly-owned insurance subsidiaries provide professional liability insurance for healthcare professionals and facilities, professional liability insurance for attorneys, and workers' compensation insurance. ProAssurance reports operating results in four segments: Specialty Property and Casualty, Workers' Compensation, Segregated Portfolio Cell Reinsurance, and Corporate. ProAssurance generates the vast majority of its revenue from its Specialty P&C activities, followed by Worker's Compensation.
62GF Score

Get the complete analysis for FRA:PRK

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.60
Price
€16.99
GF Value