BFCC (BankFirst Capital) Gross Loan: $2,277.3 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BFCC BankFirst Capital Corp BFCC
73 GF Score
Price $63.27
GF Value $51.92
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is BankFirst Capital Gross Loan?

BankFirst Capital BFCC 73 Gross Loan is $2,277.3 Mil as of Jun. 2026. GuruFocus rates BFCC with a GF Score™ of 73/100 and a GF Value™ of $51.92 (Modestly Overvalued). The stock has 6 warning signs investors should review.

BankFirst Capital's Gross Loan for the quarter that ended in Jun. 2026 was $2,277.3 Mil.

BankFirst Capital's quarterly Gross Loan increased from Dec. 2025 ($2,204.8 Mil) to Mar. 2026 ($2,239.8 Mil) and increased from Mar. 2026 ($2,239.8 Mil) to Jun. 2026 ($2,277.3 Mil).

BankFirst Capital's annual Gross Loan increased from Dec. 2023 ($1,813.2 Mil) to Dec. 2024 ($1,853.4 Mil) and increased from Dec. 2024 ($1,853.4 Mil) to Dec. 2025 ($2,204.8 Mil).

BankFirst Capital Gross Loan Related Terms

BankFirst Capital Gross Loan Historical Data

* Premium members only.

The historical data trend for BankFirst Capital's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BankFirst Capital Gross Loan Chart

BankFirst Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,206.56 1,511.31 1,813.17 1,853.40 2,204.79

BankFirst Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,837.67 2,198.20 2,204.79 2,239.85 2,277.31
BFCC
73GF Score
BankFirst Capital Corp BFCC
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BankFirst Capital Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $2,277.3 Mil mean?
BankFirst Capital (BFCC) has a Gross Loan of $2,277.3 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on BankFirst Capital and its competitors.
Is BankFirst Capital's Gross Loan too high?
BankFirst Capital's current Gross Loan is $2,277.3 Mil. Overall, BankFirst Capital has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BankFirst Capital's Gross Loan compare to MFGI and CSHX?
BankFirst Capital's Gross Loan of $2,277.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on BankFirst Capital and its competitors. BankFirst Capital's current Gross Loan is $2,277.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankFirst Capital stock overvalued right now?
Based on GuruFocus' analysis, BankFirst Capital (BFCC) is currently considered Modestly Overvalued. The stock's GF Value™ is $51.92, compared to a current price of $63.27 — trading 21.9% above its estimated fair value. The current Gross Loan is $2,277.3 Mil. BankFirst Capital's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For BankFirst Capital (BFCC), the current Gross Loan is $2,277.3 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BankFirst Capital (BFCC) Overvalued in 2026?

Based on GuruFocus' analysis, BankFirst Capital stock appears to be overvalued. The current stock price of $63.27 is trading 21.9% above its estimated GF Value™ of $51.92. GuruFocus considers BankFirst Capital to be Modestly Overvalued.

Key valuation signals for BFCC:

  • Gross Loan: $2,277.3 Mil
  • GF Value™: $51.92 vs. price of $63.27 (21.9% above fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the BFCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BankFirst Capital Business Description

Address 900 Main Street, Columbus, MS, USA, 39701
BankFirst Capital Corp is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiary. Through its subsidiary, the company is engaged in providing a full range of banking and financial services to individual and corporate customers in Mississippi and Alabama.
73GF Score

Get the complete analysis for BFCC

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.27
Price
$51.92
GF Value