BFCC (BankFirst Capital) 3-Year Share Buyback Ratio: 0.10% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BFCC BankFirst Capital Corp BFCC
70 GF Score
Price $63.27
GF Value $51.83
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is BankFirst Capital 3-Year Share Buyback Ratio?

BankFirst Capital BFCC 70 3-Year Share Buyback Ratio is 0.10 as of Jun. 2026. GuruFocus rates BFCC with a GF Score™ of 70/100 and a GF Value™ of $51.83 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,042 Banks companies, BankFirst Capital ranks better than 60.65% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. BankFirst Capital's current 3-Year Share Buyback Ratio was 0.10%.

The historical rank and industry rank for BankFirst Capital's 3-Year Share Buyback Ratio or its related term are showing as below:

BFCC' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -6   Med: -0.9   Max: 0.1
Current: 0.1

During the past 10 years, BankFirst Capital's highest 3-Year Share Buyback Ratio was 0.10%. The lowest was -6.00%. And the median was -0.90%.

BFCC's 3-Year Share Buyback Ratio is ranked better than
60.65% of 1042 companies
in the Banks industry
Industry Median: -0.2 vs BFCC: 0.10

BankFirst Capital (OTCPK:BFCC) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


BankFirst Capital 3-Year Share Buyback Ratio Related Terms


BFCC vs MFGI, CSHX, COSO: 3-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, BankFirst Capital's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BankFirst Capital 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BankFirst Capital's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where BankFirst Capital's 3-Year Share Buyback Ratio falls into.


BFCC
70GF Score
BankFirst Capital Corp BFCC
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BankFirst Capital 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of 0.10 mean?
BankFirst Capital (BFCC) has a 3-Year Share Buyback Ratio of 0.10 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for BankFirst Capital and its competitors. According to the industry distribution chart, BankFirst Capital ranks #410 out of 1042 companies in the Banks industry, placing it in the top 39.3%.
Is BankFirst Capital's 3-Year Share Buyback Ratio too high?
BankFirst Capital's current 3-Year Share Buyback Ratio is 0.10. Based on the distribution chart, BankFirst Capital ranks #410 out of 1042 companies in the Banks industry, which is above the industry midpoint. Overall, BankFirst Capital has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BankFirst Capital's 3-Year Share Buyback Ratio compare to MFGI and CSHX?
According to the Banks industry distribution chart, BankFirst Capital ranks #410 out of 1042 companies for 3-Year Share Buyback Ratio. This puts BankFirst Capital in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for BankFirst Capital and its competitors. BankFirst Capital's current 3-Year Share Buyback Ratio is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankFirst Capital stock overvalued right now?
Based on GuruFocus' analysis, BankFirst Capital (BFCC) is currently considered Modestly Overvalued. The stock's GF Value™ is $51.83, compared to a current price of $63.27 — trading 22.1% above its estimated fair value. The current 3-Year Share Buyback Ratio is 0.10. BankFirst Capital's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For BankFirst Capital (BFCC), the current 3-Year Share Buyback Ratio is 0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BankFirst Capital (BFCC) Overvalued in 2026?

Based on GuruFocus' analysis, BankFirst Capital stock appears to be overvalued. The current stock price of $63.27 is trading 22.1% above its estimated GF Value™ of $51.83. GuruFocus considers BankFirst Capital to be Modestly Overvalued.

Key valuation signals for BFCC:

  • 3-Year Share Buyback Ratio: 0.10
  • GF Value™: $51.83 vs. price of $63.27 (22.1% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the BFCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BankFirst Capital Business Description

Address 900 Main Street, Columbus, MS, USA, 39701
BankFirst Capital Corp is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiary. Through its subsidiary, the company is engaged in providing a full range of banking and financial services to individual and corporate customers in Mississippi and Alabama.
70GF Score

Get the complete analysis for BFCC

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.27
Price
$51.83
GF Value