BFCC (BankFirst Capital) Dividend Payout Ratio: 0.00 (As of Mar. 2026)


BFCC BankFirst Capital Corp BFCC
68 GF Score
Price $62.00
GF Value $45.98
Valuation Significantly Overvalued
! 6 Warning Signs
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What is BankFirst Capital Dividend Payout Ratio?

BankFirst Capital BFCC -0.77% 68 Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus rates BFCC with a GF Score™ of 68/100 and a GF Value™ of $45.98 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,173 Banks companies, BankFirst Capital ranks better than 76.73% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. BankFirst Capital's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.00.

The historical rank and industry rank for BankFirst Capital's Dividend Payout Ratio or its related term are showing as below:

BFCC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.17   Med: 0.2   Max: 0.24
Current: 0.21

During the past 10 years, the highest Dividend Payout Ratio of BankFirst Capital was 0.24. The lowest was 0.17. And the median was 0.20.

BFCC's Dividend Payout Ratio is ranked better than
76.73% of 1173 companies
in the Banks industry
Industry Median: 0.32 vs BFCC: 0.21

As of today (2026-07-09), the Dividend Yield % of BankFirst Capital is 1.69%.

During the past 10 years, the highest Trailing Annual Dividend Yield of BankFirst Capital was 3.38%. The lowest was 1.65%. And the median was 2.30%.

BankFirst Capital's Dividends per Share for the months ended in Mar. 2026 was $0.00.

During the past 12 months, BankFirst Capital's average Dividends Per Share Growth Rate was 5.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 7.30% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 15.10% per year.

During the past 10 years, the highest 3-Year average Dividends Per Share Growth Rate of BankFirst Capital was 21.60% per year. The lowest was 7.30% per year. And the median was 16.50% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

BankFirst Capital (OTCPK:BFCC) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

BankFirst Capital Dividend Payout Ratio Related Terms

BankFirst Capital Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for BankFirst Capital's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BankFirst Capital Dividend Payout Ratio Chart

BankFirst Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.20 0.20 0.17 0.24 0.23

BankFirst Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.60 0.00

BFCC vs COSO, BRBS, MSBC: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, BankFirst Capital's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BankFirst Capital Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BankFirst Capital's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where BankFirst Capital's Dividend Payout Ratio falls into.


BFCC
68GF Score
BankFirst Capital Corp BFCC
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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BankFirst Capital Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

BankFirst Capital's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.05/ 4.62
=0.23

BankFirst Capital's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0/ 1.43
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
BankFirst Capital (BFCC) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on BankFirst Capital and its competitors. Over the past decade, BankFirst Capital's Dividend Payout Ratio has ranged from 0.17 to 0.24. According to the industry distribution chart, BankFirst Capital ranks #273 out of 1173 companies in the Banks industry, placing it in the top 23.3%.
Is BankFirst Capital's Dividend Payout Ratio too high?
BankFirst Capital's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.24. Based on the distribution chart, BankFirst Capital ranks #273 out of 1173 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BankFirst Capital has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BankFirst Capital's Dividend Payout Ratio compare to COSO and BRBS?
According to the Banks industry distribution chart, BankFirst Capital ranks #273 out of 1173 companies for Dividend Payout Ratio. This places BankFirst Capital in the top 23% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Historically, BankFirst Capital's own Dividend Payout Ratio has ranged from 0.17 to 0.24 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on BankFirst Capital and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BankFirst Capital's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankFirst Capital stock overvalued right now?
Based on GuruFocus' analysis, BankFirst Capital (BFCC) is currently considered Significantly Overvalued. The stock's GF Value™ is $45.98, compared to a current price of $62.00 — trading 34.8% above its estimated fair value. The current Dividend Payout Ratio is 0.00. BankFirst Capital's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For BankFirst Capital (BFCC), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BankFirst Capital (BFCC) Overvalued in 2026?

Based on GuruFocus' analysis, BankFirst Capital stock appears to be overvalued. The current stock price of $62.00 is trading 34.8% above its estimated GF Value™ of $45.98. GuruFocus considers BankFirst Capital to be Significantly Overvalued.

Key valuation signals for BFCC:

  • Dividend Payout Ratio: 0.00
  • GF Value™: $45.98 vs. price of $62.00 (34.8% above fair value)
  • GF Score™: 68/100 with 6 warning signs

No single metric tells the full story. See the BFCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BankFirst Capital Business Description

Address 900 Main Street, Columbus, MS, USA, 39701
BankFirst Capital Corp is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiary. Through its subsidiary, the company is engaged in providing a full range of banking and financial services to individual and corporate customers in Mississippi and Alabama.
68GF Score

Get the complete analysis for BFCC

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.00
Price
$45.98
GF Value