BFCC (BankFirst Capital) Long-Term Debt: $44.2 Mil (As of Mar. 2026)


BFCC BankFirst Capital Corp BFCC
68 GF Score
Price $62.00
GF Value $45.98
Valuation Significantly Overvalued
! 6 Warning Signs
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What is BankFirst Capital Long-Term Debt?

BankFirst Capital BFCC -0.77% 68 Long-Term Debt is $44.2 Mil as of Mar. 2026. GuruFocus rates BFCC with a GF Score™ of 68/100 and a GF Value™ of $45.98 (Significantly Overvalued). The stock has 6 warning signs investors should review.

BankFirst Capital's Long-Term Debt for the quarter that ended in Mar. 2026 was $44.2 Mil.

BankFirst Capital's quarterly Long-Term Debt declined from Sep. 2025 ($45.6 Mil) to Dec. 2025 ($44.9 Mil) and declined from Dec. 2025 ($44.9 Mil) to Mar. 2026 ($44.2 Mil).

BankFirst Capital's annual Long-Term Debt declined from Dec. 2023 ($34.6 Mil) to Dec. 2024 ($26.3 Mil) but then increased from Dec. 2024 ($26.3 Mil) to Dec. 2025 ($44.9 Mil).

BankFirst Capital  (OTCPK:BFCC) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

BankFirst Capital Long-Term Debt Related Terms

BankFirst Capital Long-Term Debt Historical Data

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The historical data trend for BankFirst Capital's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BankFirst Capital Long-Term Debt Chart

BankFirst Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 57.61 35.79 34.57 26.32 44.89

BankFirst Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.85 36.31 45.58 44.89 44.20
BFCC
68GF Score
BankFirst Capital Corp BFCC
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $44.2 Mil mean?
BankFirst Capital (BFCC) has a Long-Term Debt of $44.2 Mil as of Mar. 2026.
Is BankFirst Capital's Long-Term Debt too high?
BankFirst Capital's current Long-Term Debt is $44.2 Mil. Overall, BankFirst Capital has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BankFirst Capital's Long-Term Debt compare to COSO and BRBS?
BankFirst Capital's Long-Term Debt of $44.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. BankFirst Capital's current Long-Term Debt is $44.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankFirst Capital stock overvalued right now?
Based on GuruFocus' analysis, BankFirst Capital (BFCC) is currently considered Significantly Overvalued. The stock's GF Value™ is $45.98, compared to a current price of $62.00 — trading 34.8% above its estimated fair value. The current Long-Term Debt is $44.2 Mil. BankFirst Capital's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For BankFirst Capital (BFCC), the current Long-Term Debt is $44.2 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BankFirst Capital (BFCC) Overvalued in 2026?

Based on GuruFocus' analysis, BankFirst Capital stock appears to be overvalued. The current stock price of $62.00 is trading 34.8% above its estimated GF Value™ of $45.98. GuruFocus considers BankFirst Capital to be Significantly Overvalued.

Key valuation signals for BFCC:

  • Long-Term Debt: $44.2 Mil
  • GF Value™: $45.98 vs. price of $62.00 (34.8% above fair value)
  • GF Score™: 68/100 with 6 warning signs

No single metric tells the full story. See the BFCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BankFirst Capital Business Description

Address 900 Main Street, Columbus, MS, USA, 39701
BankFirst Capital Corp is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiary. Through its subsidiary, the company is engaged in providing a full range of banking and financial services to individual and corporate customers in Mississippi and Alabama.
68GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.00
Price
$45.98
GF Value