BankFirst CapitalBFCC -0.77%68 Pretax Margin % is 28.86% as of Mar. 2026, which is 1% below its 10-year median of 29.02. GuruFocus rates BFCC with a GF Score™ of 68/100 and a GF Value™ of $45.98 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, BankFirst Capital ranks worse than 66.34% on this metric.
The historical rank and industry rank for BankFirst Capital's Pretax Margin % or its related term are showing as below:
BFCC'
s Pretax Margin % Range Over the Past 10 Years
Min: 23.4 Med: 29.02 Max: 33.96
Current: 28.75
BFCC's Pretax Margin % is ranked worse than 66.34% of 1527
companies
in the Banks industry
Industry Median: 34.66
vs BFCC: 28.75
BankFirst Capital (OTCPK:BFCC) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
BankFirst Capital Pretax Margin % Related Terms
BankFirst Capital Pretax Margin % Historical Data
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The historical data trend for BankFirst Capital's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BFCC vs COSO, BRBS, MSBC: Pretax Margin % Comparison
For the Banks - Regional subindustry, BankFirst Capital's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BankFirst Capital Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BankFirst Capital's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where BankFirst Capital's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BankFirst Capital (BFCC) has a Pretax Margin % of 28.86% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on BankFirst Capital and its competitors. This is near median its historical median of 29.02. Over the past decade, BankFirst Capital's Pretax Margin % has ranged from 23.40 to 33.96. According to the industry distribution chart, BankFirst Capital ranks #1013 out of 1527 companies in the Banks industry, placing it in the top 66.3%.
Is BankFirst Capital's Pretax Margin % too high?
BankFirst Capital's current Pretax Margin % of 28.86% is near median its 10-year median of 29.02. Over the past 10 years, this metric has ranged from a low of 23.40 to a high of 33.96. The Banks industry median Pretax Margin % is 34.66. BankFirst Capital's value of 28.86% is 16.7% below this industry median. Based on the distribution chart, BankFirst Capital ranks #1013 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, BankFirst Capital has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BankFirst Capital's Pretax Margin % compare to COSO and BRBS?
According to the Banks industry distribution chart, BankFirst Capital ranks #1013 out of 1527 companies for Pretax Margin %. This places BankFirst Capital in the lower half of its industry. The industry median Pretax Margin % is 34.66. BankFirst Capital's value of 28.86% is 16.7% below this benchmark. Historically, BankFirst Capital's own Pretax Margin % has ranged from 23.40 to 33.96 over the past decade. While the company's 10-year median is 29.02 vs. the industry median of 34.66, BankFirst Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BankFirst Capital's current Pretax Margin % of 28.86% is 16.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on BankFirst Capital and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BankFirst Capital's current Pretax Margin % is 28.86%, which is near median its own 10-year median of 29.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankFirst Capital stock overvalued right now?
Based on GuruFocus' analysis, BankFirst Capital (BFCC) is currently considered Significantly Overvalued. The stock's GF Value™ is $45.98, compared to a current price of $62.00 — trading 34.8% above its estimated fair value. The current Pretax Margin % is 28.86%, which is near median its 10-year median of 29.02 and 16.7% below the Banks industry median of 34.66. BankFirst Capital's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For BankFirst Capital (BFCC), the current Pretax Margin % is 28.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BankFirst Capital (BFCC) Overvalued in 2026?
Based on GuruFocus' analysis, BankFirst Capital stock appears to be overvalued.
The current stock price of $62.00 is trading 34.8% above its estimated GF Value™ of $45.98.
GuruFocus considers BankFirst Capital to be Significantly Overvalued.
Key valuation signals for BFCC:
Pretax Margin %: 28.86% (near median its 10-year median of 29.02)
GF Value™: $45.98 vs. price of $62.00 (34.8% above fair value)
Industry Position: 16.7% below the Banks median (#1013 of 1527)
No single metric tells the full story. See the BFCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BankFirst Capital Corp is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiary. Through its subsidiary, the company is engaged in providing a full range of banking and financial services to individual and corporate customers in Mississippi and Alabama.
68GF Score
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