BFCC (BankFirst Capital) 3-1 Month Momentum %: -0.83% (As of Aug. 02, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BFCC BankFirst Capital Corp BFCC
70 GF Score
Price $62.75
GF Value $51.36
Valuation Modestly Overvalued
! 6 Warning Signs
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What is BankFirst Capital 3-1 Month Momentum %?

BankFirst Capital BFCC -0.38% 70 3-1 Month Momentum % is -0.83% as of Aug. 02, 2026. GuruFocus rates BFCC with a GF Score™ of 70/100 and a GF Value™ of $51.36 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,579 Banks companies, BankFirst Capital ranks worse than 63.9% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-02), BankFirst Capital's 3-1 Month Momentum % is -0.83%.

The industry rank for BankFirst Capital's 3-1 Month Momentum % or its related term are showing as below:

BFCC's 3-1 Month Momentum % is ranked worse than
63.9% of 1579 companies
in the Banks industry
Industry Median: 2.74 vs BFCC: -0.83

BankFirst Capital  (OTCPK:BFCC) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


BankFirst Capital 3-1 Month Momentum % Related Terms


BFCC vs MFGI, CSHX, COSO: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, BankFirst Capital's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BankFirst Capital 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, BankFirst Capital's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where BankFirst Capital's 3-1 Month Momentum % falls into.


BFCC
70GF Score
BankFirst Capital Corp BFCC
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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BankFirst Capital  (OTCPK:BFCC) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -0.83% mean?
BankFirst Capital (BFCC) has a 3-1 Month Momentum % of -0.83% as of Aug. 02, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on BankFirst Capital and its competitors. According to the industry distribution chart, BankFirst Capital ranks #1009 out of 1579 companies in the Banks industry, placing it in the top 63.9%.
Is BankFirst Capital's 3-1 Month Momentum % too high?
BankFirst Capital's current 3-1 Month Momentum % is -0.83%. Based on the distribution chart, BankFirst Capital ranks #1009 out of 1579 companies in the Banks industry, which is below the industry midpoint. Overall, BankFirst Capital has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BankFirst Capital's 3-1 Month Momentum % compare to MFGI and CSHX?
According to the Banks industry distribution chart, BankFirst Capital ranks #1009 out of 1579 companies for 3-1 Month Momentum %. This places BankFirst Capital in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.74. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.74, based on 1,579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on BankFirst Capital and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BankFirst Capital's current 3-1 Month Momentum % is -0.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankFirst Capital stock overvalued right now?
Based on GuruFocus' analysis, BankFirst Capital (BFCC) is currently considered Modestly Overvalued. The stock's GF Value™ is $51.36, compared to a current price of $62.75 — trading 22.2% above its estimated fair value. The current 3-1 Month Momentum % is -0.83%. BankFirst Capital's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For BankFirst Capital (BFCC), the current 3-1 Month Momentum % is -0.83% as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BankFirst Capital (BFCC) Overvalued in 2026?

Based on GuruFocus' analysis, BankFirst Capital stock appears to be overvalued. The current stock price of $62.75 is trading 22.2% above its estimated GF Value™ of $51.36. GuruFocus considers BankFirst Capital to be Modestly Overvalued.

Key valuation signals for BFCC:

  • 3-1 Month Momentum %: -0.83%
  • GF Value™: $51.36 vs. price of $62.75 (22.2% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the BFCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BankFirst Capital Business Description

Address 900 Main Street, Columbus, MS, USA, 39701
BankFirst Capital Corp is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiary. Through its subsidiary, the company is engaged in providing a full range of banking and financial services to individual and corporate customers in Mississippi and Alabama.
70GF Score

Get the complete analysis for BFCC

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.75
Price
$51.36
GF Value