BFCC (BankFirst Capital) EV-to-OCF: (As of Aug. 23, 2026)

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Director of Data and Quant Analytics at GuruFocus
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BFCC BankFirst Capital Corp BFCC
73 GF Score
Price $63.27
GF Value $51.91
Valuation Modestly Overvalued
! 6 Warning Signs
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What is BankFirst Capital EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, BankFirst Capital's Enterprise Value is $344.8 Mil. BankFirst Capital's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $0.0 Mil. Therefore, BankFirst Capital's EV-to-OCF for today is .

The historical rank and industry rank for BankFirst Capital's EV-to-OCF or its related term are showing as below:

BFCC' s EV-to-OCF Range Over the Past 10 Years
Min: 8.09   Med: 0   Max: 8.09
Current: 8.09

During the past 10 years, the highest EV-to-OCF of BankFirst Capital was 8.09. The lowest was 8.09. And the median was .

BFCC's EV-to-OCF is ranked worse than
64.77% of 1496 companies
in the Banks industry
Industry Median: 3.865 vs BFCC: 8.09

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-23), BankFirst Capital's stock price is $63.27. BankFirst Capital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $5.480. Therefore, BankFirst Capital's PE Ratio (TTM) for today is 11.55.


BankFirst Capital  (OTCPK:BFCC) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

BankFirst Capital's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=63.27/5.480
=11.55

BankFirst Capital's share price for today is $63.27.
BankFirst Capital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.480.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


BankFirst Capital EV-to-OCF Related Terms


BankFirst Capital EV-to-OCF Historical Data

* Premium members only.

The historical data trend for BankFirst Capital's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BankFirst Capital EV-to-OCF Chart

BankFirst Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.93 9.22 7.08 7.90 5.45

BankFirst Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 5.45 0.00 0.00

BFCC vs MFGI, CSHX, COSO: EV-to-OCF Comparison

For the Banks - Regional subindustry, BankFirst Capital's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BankFirst Capital EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, BankFirst Capital's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where BankFirst Capital's EV-to-OCF falls into.


BFCC
73GF Score
BankFirst Capital Corp BFCC
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BankFirst Capital EV-to-OCF Calculation

BankFirst Capital's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=344.821/0
=

BankFirst Capital's current Enterprise Value is $344.8 Mil.
BankFirst Capital's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is BankFirst Capital (BFCC) Overvalued in 2026?

Based on GuruFocus' analysis, BankFirst Capital stock appears to be overvalued. The current stock price of $63.27 is trading 21.9% above its estimated GF Value™ of $51.91. GuruFocus considers BankFirst Capital to be Modestly Overvalued.

Key valuation signals for BFCC:

  • EV-to-OCF:
  • GF Value™: $51.91 vs. price of $63.27 (21.9% above fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the BFCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BankFirst Capital Business Description

Address 900 Main Street, Columbus, MS, USA, 39701
BankFirst Capital Corp is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiary. Through its subsidiary, the company is engaged in providing a full range of banking and financial services to individual and corporate customers in Mississippi and Alabama.
73GF Score

Get the complete analysis for BFCC

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.27
Price
$51.91
GF Value