Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
BankFirst Capital's EPS (Basic) for the
three
months ended in Jun. 2026 was $1.48.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was $5.48.
During the past 12 months, BankFirst Capital's average EPS without NRIGrowth Rate was 26.60% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 2.40% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 10.00% per year.
During the past 10 years, BankFirst Capital's highest 3-Year average EPS without NRI Growth Rate was 26.40% per year. The lowest was 2.40% per year. And the median was 16.60% per year.
BankFirst Capital (OTCPK:BFCC) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
BankFirst Capital Earnings per Share (Diluted) Related Terms
BankFirst Capital Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for BankFirst Capital's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BankFirst Capital Earnings per Share (Diluted) Chart
BFCC vs MFGI, CSHX, COSO: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, BankFirst Capital's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BankFirst Capital PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, BankFirst Capital's PE Ratio distribution charts can be found below:
* The bar in red indicates where BankFirst Capital's PE Ratio falls into.
BankFirst Capital Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
BankFirst Capital's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.48
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $5.48 mean?
BankFirst Capital (BFCC) has a Earnings per Share (Diluted) of $5.48 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on BankFirst Capital and its competitors. According to the industry distribution chart, BankFirst Capital ranks #920 out of 1408 companies in the Banks industry, placing it in the top 65.3%.
Is BankFirst Capital's Earnings per Share (Diluted) too high?
BankFirst Capital's current Earnings per Share (Diluted) is $5.48. The Banks industry median Earnings per Share (Diluted) is 7.50. BankFirst Capital's value of $5.48 is 26.9% below this industry median. Based on the distribution chart, BankFirst Capital ranks #920 out of 1408 companies in the Banks industry, which is below the industry midpoint. Overall, BankFirst Capital has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BankFirst Capital's Earnings per Share (Diluted) compare to MFGI and CSHX?
According to the Banks industry distribution chart, BankFirst Capital ranks #920 out of 1408 companies for Earnings per Share (Diluted). This places BankFirst Capital in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.50. BankFirst Capital's value of $5.48 is 26.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,408 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BankFirst Capital's current Earnings per Share (Diluted) of $5.48 is 26.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on BankFirst Capital and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BankFirst Capital's current Earnings per Share (Diluted) is $5.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankFirst Capital stock overvalued right now?
Based on GuruFocus' analysis, BankFirst Capital (BFCC) is currently considered Modestly Overvalued. The stock's GF Value™ is $51.74, compared to a current price of $63.27 — trading 22.3% above its estimated fair value. The current Earnings per Share (Diluted) is $5.48 and 26.9% below the Banks industry median of 7.50. BankFirst Capital's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For BankFirst Capital (BFCC), the current Earnings per Share (Diluted) is $5.48 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BankFirst Capital (BFCC) Overvalued in 2026?
Based on GuruFocus' analysis, BankFirst Capital stock appears to be overvalued.
The current stock price of $63.27 is trading 22.3% above its estimated GF Value™ of $51.74.
GuruFocus considers BankFirst Capital to be Modestly Overvalued.
Key valuation signals for BFCC:
Earnings per Share (Diluted): $5.48
GF Value™: $51.74 vs. price of $63.27 (22.3% above fair value)
Industry Position: 26.9% below the Banks median (#920 of 1408)
No single metric tells the full story. See the BFCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BankFirst Capital Corp is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiary. Through its subsidiary, the company is engaged in providing a full range of banking and financial services to individual and corporate customers in Mississippi and Alabama.
70GF Score
Get the complete analysis for BFCC
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BFCC has been successfully added to your 
