Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-15), BankFirst Capital's 12-1 Month Momentum % is 46.83%.
The industry rank for BankFirst Capital's 12-1 Month Momentum % or its related term are showing as below:
BFCC's 12-1 Month Momentum % is ranked better than 81.82% of 1595
companies
in the Banks industry
Industry Median: 19.18
vs BFCC: 46.83
BankFirst Capital (OTCPK:BFCC) 12-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
BankFirst Capital 12-1 Month Momentum % Related Terms
BFCC vs MFGI, CSHX, COSO: 12-1 Month Momentum % Comparison
For the Banks - Regional subindustry, BankFirst Capital's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BankFirst Capital 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, BankFirst Capital's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where BankFirst Capital's 12-1 Month Momentum % falls into.
BankFirst Capital (OTCPK:BFCC) 12-1 Month Momentum % Calculation
12-1 Month Momentum % is calculated as following:
12-1 Month Momentum %
=
( Price 1-month ago
/
Price 12-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BankFirst Capital (BFCC) has a 12-1 Month Momentum % of 46.83% as of Aug. 15, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on BankFirst Capital and its competitors. According to the industry distribution chart, BankFirst Capital ranks #290 out of 1595 companies in the Banks industry, placing it in the top 18.2%.
Is BankFirst Capital's 12-1 Month Momentum % too high?
BankFirst Capital's current 12-1 Month Momentum % is 46.83%. The Banks industry median 12-1 Month Momentum % is 19.18. BankFirst Capital's value of 46.83% is 144.2% above this industry median. Based on the distribution chart, BankFirst Capital ranks #290 out of 1595 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BankFirst Capital has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BankFirst Capital's 12-1 Month Momentum % compare to MFGI and CSHX?
According to the Banks industry distribution chart, BankFirst Capital ranks #290 out of 1595 companies for 12-1 Month Momentum %. This places BankFirst Capital in the top 18% of its industry — outperforming the majority of peers. The industry median 12-1 Month Momentum % is 19.18. BankFirst Capital's value of 46.83% is 144.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 19.18, based on 1,595 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BankFirst Capital's current 12-1 Month Momentum % of 46.83% is 144.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on BankFirst Capital and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 19.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BankFirst Capital's current 12-1 Month Momentum % is 46.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankFirst Capital stock overvalued right now?
Based on GuruFocus' analysis, BankFirst Capital (BFCC) is currently considered Modestly Overvalued. The stock's GF Value™ is $51.76, compared to a current price of $63.27 — trading 22.2% above its estimated fair value. The current 12-1 Month Momentum % is 46.83% and 144.2% above the Banks industry median of 19.18. BankFirst Capital's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For BankFirst Capital (BFCC), the current 12-1 Month Momentum % is 46.83% as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BankFirst Capital (BFCC) Overvalued in 2026?
Based on GuruFocus' analysis, BankFirst Capital stock appears to be overvalued.
The current stock price of $63.27 is trading 22.2% above its estimated GF Value™ of $51.76.
GuruFocus considers BankFirst Capital to be Modestly Overvalued.
Key valuation signals for BFCC:
12-1 Month Momentum %: 46.83%
GF Value™: $51.76 vs. price of $63.27 (22.2% above fair value)
Industry Position: 144.2% above the Banks median (#290 of 1595)
No single metric tells the full story. See the BFCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BankFirst Capital Corp is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiary. Through its subsidiary, the company is engaged in providing a full range of banking and financial services to individual and corporate customers in Mississippi and Alabama.
70GF Score
Get the complete analysis for BFCC
12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BFCC has been successfully added to your 
