Laan & Spar Bank AS (OCSE:LASP) Gross Loan: kr20,642 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OCSE:LASP Laan & Spar Bank AS OCSE:LASP
48 GF Score
Price kr1,365.00
GF Value kr819.72
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Laan & Spar Bank AS Gross Loan?

Laan & Spar Bank AS OCSE:LASP -1.80% 48 Gross Loan is kr20,642 Mil as of Jun. 2026. GuruFocus rates OCSE:LASP with a GF Score™ of 48/100 and a GF Value™ of kr819.72 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Laan & Spar Bank AS's Gross Loan for the quarter that ended in Jun. 2026 was kr20,642 Mil.

Laan & Spar Bank AS's quarterly Gross Loan increased from Dec. 2025 (kr20,201 Mil) to Mar. 2026 (kr20,257 Mil) and increased from Mar. 2026 (kr20,257 Mil) to Jun. 2026 (kr20,642 Mil).

Laan & Spar Bank AS's annual Gross Loan increased from Dec. 2023 (kr18,032 Mil) to Dec. 2024 (kr18,854 Mil) and increased from Dec. 2024 (kr18,854 Mil) to Dec. 2025 (kr20,201 Mil).

Laan & Spar Bank AS Gross Loan Related Terms

Laan & Spar Bank AS Gross Loan Historical Data

* Premium members only.

The historical data trend for Laan & Spar Bank AS's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laan & Spar Bank AS Gross Loan Chart

Laan & Spar Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14,401.15 14,588.53 18,032.27 18,853.85 20,201.38

Laan & Spar Bank AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19,488.44 19,710.35 20,201.38 20,257.04 20,642.16
OCSE:LASP
48GF Score
Laan & Spar Bank AS OCSE:LASP
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Laan & Spar Bank AS Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of kr20,642 Mil mean?
Laan & Spar Bank AS (OCSE:LASP) has a Gross Loan of kr20,642 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Laan & Spar Bank AS and its competitors.
Is Laan & Spar Bank AS's Gross Loan too high?
Laan & Spar Bank AS's current Gross Loan is kr20,642 Mil. Overall, Laan & Spar Bank AS has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Laan & Spar Bank AS's Gross Loan compare to competitors?
Laan & Spar Bank AS's Gross Loan of kr20,642 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Laan & Spar Bank AS and its competitors. Laan & Spar Bank AS's current Gross Loan is kr20,642 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laan & Spar Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Laan & Spar Bank AS (OCSE:LASP) is currently considered Significantly Overvalued. The stock's GF Value™ is kr819.72, compared to a current price of kr1,365.00 — trading 66.5% above its estimated fair value. The current Gross Loan is kr20,642 Mil. Laan & Spar Bank AS's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Laan & Spar Bank AS (OCSE:LASP), the current Gross Loan is kr20,642 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Laan & Spar Bank AS (OCSE:LASP) Overvalued in 2026?

Based on GuruFocus' analysis, Laan & Spar Bank AS stock appears to be overvalued. The current stock price of kr1,365.00 is trading 66.5% above its estimated GF Value™ of kr819.72. GuruFocus considers Laan & Spar Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:LASP:

  • Gross Loan: kr20,642 Mil
  • GF Value™: kr819.72 vs. price of kr1,365.00 (66.5% above fair value)
  • GF Score™: 48/100 with 2 warning signs

No single metric tells the full story. See the OCSE:LASP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Laan & Spar Bank AS Business Description

Other Exchanges 0F26:UK
Address Hojbro Plads 9-11, Copenhagen, DNK, 1200
Laan & Spar Bank AS is a bank. It is engaged in the operation of specialty banking services for household customers. The company offers deposits, car and housing loans, business loans, and mortgages; and cards. It also provides investment, and pension and insurance services; and Internet banking and payment services.
48GF Score

Get the complete analysis for OCSE:LASP

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr1,365.00
Price
kr819.72
GF Value