Laan & Spar Bank AS (OCSE:LASP) Net Loan: kr20,017 Mil (As of Mar. 2026)

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OCSE:LASP Laan & Spar Bank AS OCSE:LASP
51 GF Score
Price kr1,395.00
GF Value kr823.19
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Laan & Spar Bank AS Net Loan?

Laan & Spar Bank AS OCSE:LASP +0.36% 51 Net Loan is kr20,017 Mil as of Mar. 2026. GuruFocus rates OCSE:LASP with a GF Score™ of 51/100 and a GF Value™ of kr823.19 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Laan & Spar Bank AS's quarterly net loan increased from Sep. 2025 (kr19,470 Mil) to Dec. 2025 (kr19,940 Mil) and increased from Dec. 2025 (kr19,940 Mil) to Mar. 2026 (kr20,017 Mil).

Laan & Spar Bank AS's annual net loan increased from Dec. 2023 (kr17,821 Mil) to Dec. 2024 (kr19,940 Mil) and increased from Dec. 2024 (kr19,940 Mil) to Dec. 2025 (kr20,017 Mil).

Laan & Spar Bank AS Net Loan Historical Data

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The historical data trend for Laan & Spar Bank AS's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laan & Spar Bank AS Net Loan Chart

Laan & Spar Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14,180.52 14,332.76 17,820.52 18,598.41 19,939.74

Laan & Spar Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19,417.72 19,233.00 19,470.31 19,939.74 20,017.15
OCSE:LASP
51GF Score
Laan & Spar Bank AS OCSE:LASP
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Laan & Spar Bank AS Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of kr20,017 Mil mean?
Laan & Spar Bank AS (OCSE:LASP) has a Net Loan of kr20,017 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Laan & Spar Bank AS and its competitors.
Is Laan & Spar Bank AS's Net Loan too high?
Laan & Spar Bank AS's current Net Loan is kr20,017 Mil. Overall, Laan & Spar Bank AS has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Laan & Spar Bank AS's Net Loan compare to competitors?
Laan & Spar Bank AS's Net Loan of kr20,017 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Laan & Spar Bank AS and its competitors. Laan & Spar Bank AS's current Net Loan is kr20,017 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laan & Spar Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Laan & Spar Bank AS (OCSE:LASP) is currently considered Significantly Overvalued. The stock's GF Value™ is kr823.19, compared to a current price of kr1,395.00 — trading 69.5% above its estimated fair value. The current Net Loan is kr20,017 Mil. Laan & Spar Bank AS's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Laan & Spar Bank AS (OCSE:LASP), the current Net Loan is kr20,017 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Laan & Spar Bank AS (OCSE:LASP) Overvalued in 2026?

Based on GuruFocus' analysis, Laan & Spar Bank AS stock appears to be overvalued. The current stock price of kr1,395.00 is trading 69.5% above its estimated GF Value™ of kr823.19. GuruFocus considers Laan & Spar Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:LASP:

  • Net Loan: kr20,017 Mil
  • GF Value™: kr823.19 vs. price of kr1,395.00 (69.5% above fair value)
  • GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the OCSE:LASP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Laan & Spar Bank AS Business Description

Other Exchanges 0F26:UK
Address Hojbro Plads 9-11, Copenhagen, DNK, 1200
Laan & Spar Bank AS is a bank. It is engaged in the operation of specialty banking services for household customers. The company offers deposits, car and housing loans, business loans, and mortgages; and cards. It also provides investment, and pension and insurance services; and Internet banking and payment services.
51GF Score

Get the complete analysis for OCSE:LASP

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr1,395.00
Price
kr823.19
GF Value