Laan & Spar Bank AS (OCSE:LASP) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OCSE:LASP Laan & Spar Bank AS OCSE:LASP
51 GF Score
Price kr1,395.00
GF Value kr823.19
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Laan & Spar Bank AS Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

OCSE:LASP
51GF Score
Laan & Spar Bank AS OCSE:LASP
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Laan & Spar Bank AS (OCSE:LASP) Overvalued in 2026?

Based on GuruFocus' analysis, Laan & Spar Bank AS stock appears to be overvalued. The current stock price of kr1,395.00 is trading 69.5% above its estimated GF Value™ of kr823.19. GuruFocus considers Laan & Spar Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:LASP:

  • Altman Z-Score:
  • GF Value™: kr823.19 vs. price of kr1,395.00 (69.5% above fair value)
  • GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the OCSE:LASP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Laan & Spar Bank AS Business Description

Other Exchanges 0F26:UK
Address Hojbro Plads 9-11, Copenhagen, DNK, 1200
Laan & Spar Bank AS is a bank. It is engaged in the operation of specialty banking services for household customers. The company offers deposits, car and housing loans, business loans, and mortgages; and cards. It also provides investment, and pension and insurance services; and Internet banking and payment services.
51GF Score

Get the complete analysis for OCSE:LASP

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr1,395.00
Price
kr823.19
GF Value