Laan & Spar Bank AS (OCSE:LASP) Total Noninterest Expense: kr1,078 Mil (As of Mar. 2026)

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OCSE:LASP Laan & Spar Bank AS OCSE:LASP
51 GF Score
Price kr1,395.00
GF Value kr823.19
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Laan & Spar Bank AS Total Noninterest Expense?

Laan & Spar Bank AS OCSE:LASP +0.36% 51 Total Noninterest Expense is kr1,078 Mil as of Mar. 2026. GuruFocus rates OCSE:LASP with a GF Score™ of 51/100 and a GF Value™ of kr823.19 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Laan & Spar Bank AS's Total Noninterest Expense for the three months ended in Mar. 2026 was kr263 Mil. Laan & Spar Bank AS's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was kr1,078 Mil.


Laan & Spar Bank AS Total Noninterest Expense Related Terms


Laan & Spar Bank AS Total Noninterest Expense Historical Data

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The historical data trend for Laan & Spar Bank AS's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laan & Spar Bank AS Total Noninterest Expense Chart

Laan & Spar Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 710.38 831.78 905.09 1,014.64 1,065.45

Laan & Spar Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 258.74 275.47 232.89 306.25 263.21
OCSE:LASP
51GF Score
Laan & Spar Bank AS OCSE:LASP
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Laan & Spar Bank AS Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr1,078 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of kr1,078 Mil mean?
Laan & Spar Bank AS (OCSE:LASP) has a Total Noninterest Expense of kr1,078 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Laan & Spar Bank AS and its competitors.
Is Laan & Spar Bank AS's Total Noninterest Expense too high?
Laan & Spar Bank AS's current Total Noninterest Expense is kr1,078 Mil. Overall, Laan & Spar Bank AS has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Laan & Spar Bank AS's Total Noninterest Expense compare to competitors?
Laan & Spar Bank AS's Total Noninterest Expense of kr1,078 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Laan & Spar Bank AS and its competitors. Laan & Spar Bank AS's current Total Noninterest Expense is kr1,078 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laan & Spar Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Laan & Spar Bank AS (OCSE:LASP) is currently considered Significantly Overvalued. The stock's GF Value™ is kr823.19, compared to a current price of kr1,395.00 — trading 69.5% above its estimated fair value. The current Total Noninterest Expense is kr1,078 Mil. Laan & Spar Bank AS's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Laan & Spar Bank AS (OCSE:LASP), the current Total Noninterest Expense is kr1,078 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Laan & Spar Bank AS (OCSE:LASP) Overvalued in 2026?

Based on GuruFocus' analysis, Laan & Spar Bank AS stock appears to be overvalued. The current stock price of kr1,395.00 is trading 69.5% above its estimated GF Value™ of kr823.19. GuruFocus considers Laan & Spar Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:LASP:

  • Total Noninterest Expense: kr1,078 Mil
  • GF Value™: kr823.19 vs. price of kr1,395.00 (69.5% above fair value)
  • GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the OCSE:LASP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Laan & Spar Bank AS Business Description

Other Exchanges 0F26:UK
Address Hojbro Plads 9-11, Copenhagen, DNK, 1200
Laan & Spar Bank AS is a bank. It is engaged in the operation of specialty banking services for household customers. The company offers deposits, car and housing loans, business loans, and mortgages; and cards. It also provides investment, and pension and insurance services; and Internet banking and payment services.
51GF Score

Get the complete analysis for OCSE:LASP

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr1,395.00
Price
kr823.19
GF Value