Laan & Spar Bank AS (OCSE:LASP) OCF Yield %: -26.02 (As of Aug. 02, 2026)

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OCSE:LASP Laan & Spar Bank AS OCSE:LASP
51 GF Score
Price kr1,395.00
GF Value kr823.19
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Laan & Spar Bank AS OCF Yield %?

Laan & Spar Bank AS OCSE:LASP +0.36% 51 OCF Yield % is -26.02 as of Aug. 02, 2026. GuruFocus rates OCSE:LASP with a GF Score™ of 51/100 and a GF Value™ of kr823.19 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,498 Banks companies, Laan & Spar Bank AS ranks worse than 89.19% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Laan & Spar Bank AS's Trailing 12-Month Cash Flow from Operations is kr-1,237 Mil, and Market Cap is kr4,823 Mil. Therefore, Laan & Spar Bank AS's OCF Yield % for today is -26.02%.

The historical rank and industry rank for Laan & Spar Bank AS's OCF Yield % or its related term are showing as below:

OCSE:LASP' s OCF Yield % Range Over the Past 10 Years
Min: -59.55   Med: 78.93   Max: 200.2
Current: -26.02


During the past 13 years, the highest OCF Yield % of Laan & Spar Bank AS was 200.20%. The lowest was -59.55%. And the median was 78.93%.

OCSE:LASP's OCF Yield % is ranked worse than
89.19% of 1498 companies
in the Banks industry
Industry Median: 9 vs OCSE:LASP: -26.02

Laan & Spar Bank AS's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Laan & Spar Bank AS OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Laan & Spar Bank AS OCF Yield % Related Terms


Laan & Spar Bank AS OCF Yield % Historical Data

* Premium members only.

The historical data trend for Laan & Spar Bank AS's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laan & Spar Bank AS OCF Yield % Chart

Laan & Spar Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 144.85 111.64 -21.73 104.62 -12.12

Laan & Spar Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 188.88 219.09 -222.79 -130.23 60.14

Laan & Spar Bank AS OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Laan & Spar Bank AS's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Laan & Spar Bank AS OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Laan & Spar Bank AS's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Laan & Spar Bank AS's OCF Yield % falls into.


OCSE:LASP
51GF Score
Laan & Spar Bank AS OCSE:LASP
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Laan & Spar Bank AS OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Laan & Spar Bank AS's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-561.271 / 4632.38
=-12.12%

Laan & Spar Bank AS's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=592.539 * 4 / 3940.98
=60.14%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -26.02 mean?
Laan & Spar Bank AS (OCSE:LASP) has a OCF Yield % of -26.02 as of Aug. 02, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Laan & Spar Bank AS and its competitors. According to the industry distribution chart, Laan & Spar Bank AS ranks #1336 out of 1498 companies in the Banks industry, placing it in the top 89.2%.
Is Laan & Spar Bank AS's OCF Yield % too high?
Laan & Spar Bank AS's current OCF Yield % is -26.02. Based on the distribution chart, Laan & Spar Bank AS ranks #1336 out of 1498 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Laan & Spar Bank AS has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Laan & Spar Bank AS's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Laan & Spar Bank AS ranks #1336 out of 1498 companies for OCF Yield %. This places Laan & Spar Bank AS in the lower half of its industry. The industry median OCF Yield % is 9.00. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.00, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Laan & Spar Bank AS and its competitors. For the Banks industry, the median OCF Yield % is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laan & Spar Bank AS's current OCF Yield % is -26.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laan & Spar Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Laan & Spar Bank AS (OCSE:LASP) is currently considered Significantly Overvalued. The stock's GF Value™ is kr823.19, compared to a current price of kr1,395.00 — trading 69.5% above its estimated fair value. The current OCF Yield % is -26.02. Laan & Spar Bank AS's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Laan & Spar Bank AS (OCSE:LASP), the current OCF Yield % is -26.02 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Laan & Spar Bank AS (OCSE:LASP) Overvalued in 2026?

Based on GuruFocus' analysis, Laan & Spar Bank AS stock appears to be overvalued. The current stock price of kr1,395.00 is trading 69.5% above its estimated GF Value™ of kr823.19. GuruFocus considers Laan & Spar Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:LASP:

  • OCF Yield %: -26.02
  • GF Value™: kr823.19 vs. price of kr1,395.00 (69.5% above fair value)
  • GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the OCSE:LASP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Laan & Spar Bank AS Business Description

Other Exchanges 0F26:UK
Address Hojbro Plads 9-11, Copenhagen, DNK, 1200
Laan & Spar Bank AS is a bank. It is engaged in the operation of specialty banking services for household customers. The company offers deposits, car and housing loans, business loans, and mortgages; and cards. It also provides investment, and pension and insurance services; and Internet banking and payment services.
51GF Score

Get the complete analysis for OCSE:LASP

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr1,395.00
Price
kr823.19
GF Value