Laan & Spar Bank AS (OCSE:LASP) Total Payout Ratio: (As of Sep. 20, 2026)

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OCSE:LASP Laan & Spar Bank AS OCSE:LASP
48 GF Score
Price kr1,365.00
GF Value kr819.72
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Laan & Spar Bank AS Total Payout Ratio?

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Laan & Spar Bank AS's current Total Payout Ratio is .

Laan & Spar Bank AS Total Payout Ratio Related Terms

Laan & Spar Bank AS Total Payout Ratio Historical Data

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The historical data trend for Laan & Spar Bank AS's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laan & Spar Bank AS Total Payout Ratio Chart

Laan & Spar Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
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Laan & Spar Bank AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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Laan & Spar Bank AS Total Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Laan & Spar Bank AS's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Laan & Spar Bank AS Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Laan & Spar Bank AS's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Laan & Spar Bank AS's Total Payout Ratio falls into.


OCSE:LASP
48GF Score
Laan & Spar Bank AS OCSE:LASP
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Laan & Spar Bank AS Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Laan & Spar Bank AS's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-48.813 + 42.138 + -69.312) / 401.098
=0.19

Laan & Spar Bank AS's Total Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-21.756 + 23.528 + -0) / 124.118
=-0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Laan & Spar Bank AS (OCSE:LASP) Overvalued in 2026?

Based on GuruFocus' analysis, Laan & Spar Bank AS stock appears to be overvalued. The current stock price of kr1,365.00 is trading 66.5% above its estimated GF Value™ of kr819.72. GuruFocus considers Laan & Spar Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:LASP:

  • Total Payout Ratio:
  • GF Value™: kr819.72 vs. price of kr1,365.00 (66.5% above fair value)
  • GF Score™: 48/100 with 2 warning signs

No single metric tells the full story. See the OCSE:LASP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Laan & Spar Bank AS Business Description

Other Exchanges 0F26:UK
Address Hojbro Plads 9-11, Copenhagen, DNK, 1200
Laan & Spar Bank AS is a bank. It is engaged in the operation of specialty banking services for household customers. The company offers deposits, car and housing loans, business loans, and mortgages; and cards. It also provides investment, and pension and insurance services; and Internet banking and payment services.
48GF Score

Get the complete analysis for OCSE:LASP

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr1,365.00
Price
kr819.72
GF Value