APCX (AppTech Payments) Net Loan

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

APCX AppTech Payments Corp APCX
28 GF Score
Price $0.26
GF Value $2.40
Valuation Possible Value Trap
! 6 Warning Signs
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What is AppTech Payments Net Loan?

Net Loan only applies to banks and insurance companies.

APCX
28GF Score
AppTech Payments Corp APCX
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Is AppTech Payments (APCX) Overvalued in 2026?

Based on GuruFocus' analysis, AppTech Payments stock appears to be undervalued. The current stock price of $0.26 is trading 89.2% below its estimated GF Value™ of $2.40. GuruFocus considers AppTech Payments to be Possible Value Trap.

Key valuation signals for APCX:

  • Net Loan:
  • GF Value™: $2.40 vs. price of $0.26 (89.2% below fair value)
  • GF Score™: 28/100 with 6 warning signs

No single metric tells the full story. See the APCX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AppTech Payments Business Description

Address 5876 Owens Avenue, Suite 100, Carlsbad, CA, USA, 92008
AppTech Payments Corp engages in providing financial services to businesses. It provides these services through its Banking Platform the company enables digital banking capabilities, account-based processing, onboarding, compliance, and financial workflows through a unified, cloud-native architecture. Its proprietary software will provide progressive and adaptable products that are available through a suite of synergistic offerings directly to merchants, banking institutions, and business enterprises. It derives revenue from the provision of financial services to businesses.
28GF Score

Get the complete analysis for APCX

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.26
Price
$2.40
GF Value