APCX (AppTech Payments) FCF Margin %: -62.66% (As of Mar. 2026)


APCX AppTech Payments Corp APCX
32 GF Score
Price $0.35
GF Value $2.38
Valuation Possible Value Trap
! 6 Warning Signs
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What is AppTech Payments FCF Margin %?

AppTech Payments APCX +1.03% 32 FCF Margin % is -62.66% as of Mar. 2026. GuruFocus rates APCX with a GF Score™ of 32/100 and a GF Value™ of $2.38 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 2,811 Software companies, AppTech Payments ranks worse than 92.07% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. AppTech Payments's Free Cash Flow for the three months ended in Mar. 2026 was $-0.91 Mil. AppTech Payments's Revenue for the three months ended in Mar. 2026 was $1.46 Mil. Therefore, AppTech Payments's FCF Margin % for the quarter that ended in Mar. 2026 was -62.66%.

As of today, AppTech Payments's current FCF Yield % is -26.94%.

The historical rank and industry rank for AppTech Payments's FCF Margin % or its related term are showing as below:

APCX' s FCF Margin % Range Over the Past 10 Years
Min: -3093.48   Med: -323.87   Max: -151.84
Current: -151.84


During the past 13 years, the highest FCF Margin % of AppTech Payments was -151.84%. The lowest was -3093.48%. And the median was -323.87%.

APCX's FCF Margin % is ranked worse than
92.07% of 2811 companies
in the Software industry
Industry Median: 2.4 vs APCX: -151.84


AppTech Payments FCF Margin % Related Terms


AppTech Payments FCF Margin % Historical Data

* Premium members only.

The historical data trend for AppTech Payments's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AppTech Payments FCF Margin % Chart

AppTech Payments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -848.02 -2,219.56 -1,757.74 -3,093.48 -350.47

AppTech Payments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -829.95 -439.52 -329.96 -160.61 -62.66

APCX vs BLIN, SKKY, CLOQ: FCF Margin % Comparison

For the Software - Infrastructure subindustry, AppTech Payments's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AppTech Payments FCF Margin % vs Software Industry

For the Software industry and Technology sector, AppTech Payments's FCF Margin % distribution charts can be found below:

* The bar in red indicates where AppTech Payments's FCF Margin % falls into.


APCX
32GF Score
AppTech Payments Corp APCX
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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AppTech Payments FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

AppTech Payments's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-4.889/1.395
=-350.47 %

AppTech Payments's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-0.913/1.457
=-62.66 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -62.66% mean?
AppTech Payments (APCX) has a FCF Margin % of -62.66% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AppTech Payments and its competitors. According to the industry distribution chart, AppTech Payments ranks #2588 out of 2811 companies in the Software industry, placing it in the top 92.1%.
Is AppTech Payments' FCF Margin % too high?
AppTech Payments' current FCF Margin % is -62.66%. Based on the distribution chart, AppTech Payments ranks #2588 out of 2811 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, AppTech Payments has a GF Score™ of 32/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AppTech Payments' FCF Margin % compare to BLIN and SKKY?
According to the Software industry distribution chart, AppTech Payments ranks #2588 out of 2811 companies for FCF Margin %. This places AppTech Payments in the lower half of its industry. The industry median FCF Margin % is 2.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.40, based on 2,811 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AppTech Payments and its competitors. For the Software industry, the median FCF Margin % is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AppTech Payments's current FCF Margin % is -62.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AppTech Payments stock overvalued right now?
Based on GuruFocus' analysis, AppTech Payments (APCX) is currently considered Possible Value Trap. The stock's GF Value™ is $2.38, compared to a current price of $0.35 — trading 85.1% below its estimated fair value. The current FCF Margin % is -62.66%. AppTech Payments' overall GF Score™ is 32/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For AppTech Payments (APCX), the current FCF Margin % is -62.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AppTech Payments (APCX) Overvalued in 2026?

Based on GuruFocus' analysis, AppTech Payments stock appears to be undervalued. The current stock price of $0.35 is trading 85.1% below its estimated GF Value™ of $2.38. GuruFocus considers AppTech Payments to be Possible Value Trap.

Key valuation signals for APCX:

  • FCF Margin %: -62.66%
  • GF Value™: $2.38 vs. price of $0.35 (85.1% below fair value)
  • GF Score™: 32/100 with 6 warning signs

No single metric tells the full story. See the APCX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AppTech Payments Business Description

Address 5876 Owens Avenue, Suite 100, Carlsbad, CA, USA, 92008
AppTech Payments Corp engages in providing financial services to businesses. It provides these services through its Banking Platform the company enables digital banking capabilities, account-based processing, onboarding, compliance, and financial workflows through a unified, cloud-native architecture. Its proprietary software will provide progressive and adaptable products that are available through a suite of synergistic offerings directly to merchants, banking institutions, and business enterprises. It derives revenue from the provision of financial services to businesses.
32GF Score

Get the complete analysis for APCX

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.35
Price
$2.38
GF Value