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During the past 3 years, the average EBITDA Per Share Growth Rate was 42.70% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 32.70% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was -17.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of AppTech Payments was 65.70% per year. The lowest was -210.80% per year. And the median was -35.00% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
AppTech Payments 3-Year EBITDA Growth Rate Related Terms
APCX vs OBAI, YQAI, CISO: 3-Year EBITDA Growth Rate Comparison
For the Software - Infrastructure subindustry, AppTech Payments's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AppTech Payments 3-Year EBITDA Growth Rate vs Software Industry
For the Software industry and Technology sector, AppTech Payments's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where AppTech Payments's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 42.70% mean?
AppTech Payments (APCX) has a 3-Year EBITDA Growth Rate of 42.70% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for AppTech Payments and its competitors. According to the industry distribution chart, AppTech Payments ranks #398 out of 2075 companies in the Software industry, placing it in the top 19.2%.
Is AppTech Payments' 3-Year EBITDA Growth Rate too high?
AppTech Payments' current 3-Year EBITDA Growth Rate is 42.70%. The Software industry median 3-Year EBITDA Growth Rate is 12.30. AppTech Payments' value of 42.70% is 247.2% above this industry median. Based on the distribution chart, AppTech Payments ranks #398 out of 2075 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, AppTech Payments has a GF Score™ of 32/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AppTech Payments' 3-Year EBITDA Growth Rate compare to OBAI and YQAI?
According to the Software industry distribution chart, AppTech Payments ranks #398 out of 2075 companies for 3-Year EBITDA Growth Rate. This places AppTech Payments in the top 19% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 12.30. AppTech Payments' value of 42.70% is 247.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Software company?
The median 3-Year EBITDA Growth Rate among Software companies is 12.30, based on 2,075 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AppTech Payments's current 3-Year EBITDA Growth Rate of 42.70% is 247.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for AppTech Payments and its competitors. For the Software industry, the median 3-Year EBITDA Growth Rate is 12.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AppTech Payments's current 3-Year EBITDA Growth Rate is 42.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AppTech Payments stock overvalued right now?
Based on GuruFocus' analysis, AppTech Payments (APCX) is currently considered Possible Value Trap. The stock's GF Value™ is $2.41, compared to a current price of $0.38 — trading 84.4% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 42.70% and 247.2% above the Software industry median of 12.30. AppTech Payments' overall GF Score™ is 32/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For AppTech Payments (APCX), the current 3-Year EBITDA Growth Rate is 42.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AppTech Payments (APCX) Overvalued in 2026?
Based on GuruFocus' analysis, AppTech Payments stock appears to be undervalued.
The current stock price of $0.38 is trading 84.4% below its estimated GF Value™ of $2.41.
GuruFocus considers AppTech Payments to be Possible Value Trap.
Key valuation signals for APCX:
3-Year EBITDA Growth Rate: 42.70%
GF Value™: $2.41 vs. price of $0.38 (84.4% below fair value)
Industry Position: 247.2% above the Software median (#398 of 2075)
No single metric tells the full story. See the APCX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AppTech Payments Corp engages in providing financial services to businesses. It provides these services through its Banking Platform the company enables digital banking capabilities, account-based processing, onboarding, compliance, and financial workflows through a unified, cloud-native architecture. Its proprietary software will provide progressive and adaptable products that are available through a suite of synergistic offerings directly to merchants, banking institutions, and business enterprises. It derives revenue from the provision of financial services to businesses.
32GF Score
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3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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