APCX (AppTech Payments) Growth Rank: 3 (As of Aug. 01, 2026) — 50% Above Median

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APCX AppTech Payments Corp APCX
32 GF Score
Price $0.30
GF Value $2.41
Valuation Possible Value Trap
! 6 Warning Signs
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What is AppTech Payments Growth Rank?

AppTech Payments APCX +10.78% 32 Growth Rank is 3 as of Aug. 01, 2026, which is 50% above its 10-year median of 2.00. GuruFocus rates APCX with a GF Score™ of 32/100 and a GF Value™ of $2.41 (Possible Value Trap). The stock has 6 warning signs investors should review.

AppTech Payments has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

AppTech Payments Growth Rank Related Terms

APCX vs OBAI, YQAI, CISO: Growth Rank Comparison

For the Software - Infrastructure subindustry, AppTech Payments's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AppTech Payments Growth Rank vs Software Industry

For the Software industry and Technology sector, AppTech Payments's Growth Rank distribution charts can be found below:

* The bar in red indicates where AppTech Payments's Growth Rank falls into.


APCX
32GF Score
AppTech Payments Corp APCX
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
AppTech Payments (APCX) has a Growth Rank of 3 as of Aug. 01, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on AppTech Payments and its competitors. This is 50% above median its historical median of 2.00. Over the past decade, AppTech Payments' Growth Rank has ranged from 1.00 to 9.00.
Is AppTech Payments' Growth Rank too high?
AppTech Payments' current Growth Rank of 3 is 50% above median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, AppTech Payments has a GF Score™ of 32/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AppTech Payments' Growth Rank compare to OBAI and YQAI?
AppTech Payments' Growth Rank of 3 can be compared against companies in the Software industry. Historically, AppTech Payments' own Growth Rank has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Software company?
A good Growth Rank depends on the Software industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on AppTech Payments and its competitors. AppTech Payments's current Growth Rank is 3, which is 50% above median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AppTech Payments stock overvalued right now?
Based on GuruFocus' analysis, AppTech Payments (APCX) is currently considered Possible Value Trap. The stock's GF Value™ is $2.41, compared to a current price of $0.30 — trading 87.6% below its estimated fair value. The current Growth Rank is 3, which is 50% above median its 10-year median of 2.00. AppTech Payments' overall GF Score™ is 32/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For AppTech Payments (APCX), the current Growth Rank is 3 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AppTech Payments (APCX) Overvalued in 2026?

Based on GuruFocus' analysis, AppTech Payments stock appears to be undervalued. The current stock price of $0.30 is trading 87.6% below its estimated GF Value™ of $2.41. GuruFocus considers AppTech Payments to be Possible Value Trap.

Key valuation signals for APCX:

  • Growth Rank: 3 (50% above median its 10-year median of 2.00)
  • GF Value™: $2.41 vs. price of $0.30 (87.6% below fair value)
  • GF Score™: 32/100 with 6 warning signs

No single metric tells the full story. See the APCX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AppTech Payments Business Description

Address 5876 Owens Avenue, Suite 100, Carlsbad, CA, USA, 92008
AppTech Payments Corp engages in providing financial services to businesses. It provides these services through its Banking Platform the company enables digital banking capabilities, account-based processing, onboarding, compliance, and financial workflows through a unified, cloud-native architecture. Its proprietary software will provide progressive and adaptable products that are available through a suite of synergistic offerings directly to merchants, banking institutions, and business enterprises. It derives revenue from the provision of financial services to businesses.
32GF Score

Get the complete analysis for APCX

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.30
Price
$2.41
GF Value