APCX (AppTech Payments) Pretax Margin %: -227.04% (As of Mar. 2026)


APCX AppTech Payments Corp APCX
32 GF Score
Price $0.36
GF Value $2.38
Valuation Possible Value Trap
! 6 Warning Signs
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What is AppTech Payments Pretax Margin %?

AppTech Payments APCX +0.40% 32 Pretax Margin % is -227.04% as of Mar. 2026. GuruFocus rates APCX with a GF Score™ of 32/100 and a GF Value™ of $2.38 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 2,823 Software companies, AppTech Payments ranks worse than 93.13% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. AppTech Payments's Pre-Tax Income for the three months ended in Mar. 2026 was $-3.31 Mil. AppTech Payments's Revenue for the three months ended in Mar. 2026 was $1.46 Mil. Therefore, AppTech Payments's pretax margin for the quarter that ended in Mar. 2026 was -227.04%.

The historical rank and industry rank for AppTech Payments's Pretax Margin % or its related term are showing as below:

APCX' s Pretax Margin % Range Over the Past 10 Years
Min: -22385.88   Med: -1128.69   Max: -325.88
Current: -325.88


APCX's Pretax Margin % is ranked worse than
93.13% of 2823 companies
in the Software industry
Industry Median: 3.53 vs APCX: -325.88

AppTech Payments  (OTCPK:APCX) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


AppTech Payments Pretax Margin % Related Terms


AppTech Payments Pretax Margin % Historical Data

* Premium members only.

The historical data trend for AppTech Payments's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AppTech Payments Pretax Margin % Chart

AppTech Payments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -22,385.88 -3,618.00 -3,673.02 -3,236.59 -567.74

AppTech Payments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1,217.05 -639.18 -762.56 -255.76 -227.04

APCX vs BLIN, SKKY, CLOQ: Pretax Margin % Comparison

For the Software - Infrastructure subindustry, AppTech Payments's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AppTech Payments Pretax Margin % vs Software Industry

For the Software industry and Technology sector, AppTech Payments's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where AppTech Payments's Pretax Margin % falls into.


APCX
32GF Score
AppTech Payments Corp APCX
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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AppTech Payments Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

AppTech Payments's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-7.92/1.395
=-567.74 %

AppTech Payments's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-3.308/1.457
=-227.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of -227.04% mean?
AppTech Payments (APCX) has a Pretax Margin % of -227.04% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on AppTech Payments and its competitors. According to the industry distribution chart, AppTech Payments ranks #2629 out of 2823 companies in the Software industry, placing it in the top 93.1%.
Is AppTech Payments' Pretax Margin % too high?
AppTech Payments' current Pretax Margin % is -227.04%. Based on the distribution chart, AppTech Payments ranks #2629 out of 2823 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, AppTech Payments has a GF Score™ of 32/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AppTech Payments' Pretax Margin % compare to BLIN and SKKY?
According to the Software industry distribution chart, AppTech Payments ranks #2629 out of 2823 companies for Pretax Margin %. This places AppTech Payments in the lower half of its industry. The industry median Pretax Margin % is 3.53. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Software company?
The median Pretax Margin % among Software companies is 3.53, based on 2,823 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on AppTech Payments and its competitors. For the Software industry, the median Pretax Margin % is 3.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AppTech Payments's current Pretax Margin % is -227.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AppTech Payments stock overvalued right now?
Based on GuruFocus' analysis, AppTech Payments (APCX) is currently considered Possible Value Trap. The stock's GF Value™ is $2.38, compared to a current price of $0.36 — trading 85.1% below its estimated fair value. The current Pretax Margin % is -227.04%. AppTech Payments' overall GF Score™ is 32/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For AppTech Payments (APCX), the current Pretax Margin % is -227.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AppTech Payments (APCX) Overvalued in 2026?

Based on GuruFocus' analysis, AppTech Payments stock appears to be undervalued. The current stock price of $0.36 is trading 85.1% below its estimated GF Value™ of $2.38. GuruFocus considers AppTech Payments to be Possible Value Trap.

Key valuation signals for APCX:

  • Pretax Margin %: -227.04%
  • GF Value™: $2.38 vs. price of $0.36 (85.1% below fair value)
  • GF Score™: 32/100 with 6 warning signs

No single metric tells the full story. See the APCX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AppTech Payments Business Description

Address 5876 Owens Avenue, Suite 100, Carlsbad, CA, USA, 92008
AppTech Payments Corp engages in providing financial services to businesses. It provides these services through its Banking Platform the company enables digital banking capabilities, account-based processing, onboarding, compliance, and financial workflows through a unified, cloud-native architecture. Its proprietary software will provide progressive and adaptable products that are available through a suite of synergistic offerings directly to merchants, banking institutions, and business enterprises. It derives revenue from the provision of financial services to businesses.
32GF Score

Get the complete analysis for APCX

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.36
Price
$2.38
GF Value