AppTech PaymentsAPCX +5.92%30 PS Ratio is 5.00 as of Jun. 30, 2026, which is 93% below its 10-year median of 75.01. GuruFocus rates APCX with a GF Score™ of 30/100 and a GF Value™ of $2.38 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 2,773 Software companies, AppTech Payments ranks worse than 73.75% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, AppTech Payments's share price is $0.34.
AppTech Payments's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $0.07. Hence, AppTech Payments's PS Ratio for today is 5.00.
Good Sign:
AppTech Payments Corp stock PS Ratio (=4.72) is close to 10-year low of 4.72.
The historical rank and industry rank for AppTech Payments's PS Ratio or its related term are showing as below:
APCX'
s PS Ratio Range Over the Past 10 Years
Min: 4.72 Med: 75.01 Max: 1721.88
Current: 5
During the past 13 years, AppTech Payments's highest PS Ratio was 1721.88. The lowest was 4.72. And the median was 75.01.
APCX's PS Ratio is ranked worse than 73.75% of 2773
companies
in the Software industry
Industry Median: 2.02
vs APCX: 5.00
AppTech Payments Corp revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of AppTech Payments was 385.70% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 12.60% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -6.90% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -10.40% per year.
During the past 13 years, AppTech Payments's highest 3-Year average Revenue per Share Growth Rate was 12.60% per year. The lowest was -42.50% per year. And the median was -5.30% per year.
Back to Basics: PS Ratio
AppTech Payments (OTCPK:APCX) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
AppTech Payments PS Ratio Related Terms
AppTech Payments PS Ratio Historical Data
* Premium members only.
The historical data trend for AppTech Payments's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, AppTech Payments's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AppTech Payments PS Ratio vs Software Industry
For the Software industry and Technology sector, AppTech Payments's PS Ratio distribution charts can be found below:
* The bar in red indicates where AppTech Payments's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
AppTech Payments's Share Price of today is $0.34. AppTech Payments's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.07.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
AppTech Payments (APCX) has a PS Ratio of 5.00 as of Jun. 30, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on AppTech Payments and its competitors. This is 93% below median its historical median of 75.01. Over the past decade, AppTech Payments' PS Ratio has ranged from 4.72 to 1,721.88. According to the industry distribution chart, AppTech Payments ranks #2045 out of 2773 companies in the Software industry, placing it in the top 73.7%.
Is AppTech Payments' PS Ratio too high?
AppTech Payments' current PS Ratio of 5.00 is 93% below median its 10-year median of 75.01. Over the past 10 years, this metric has ranged from a low of 4.72 to a high of 1,721.88. The Software industry median PS Ratio is 2.02. AppTech Payments' value of 5.00 is 147.5% above this industry median. Based on the distribution chart, AppTech Payments ranks #2045 out of 2773 companies in the Software industry, which is below the industry midpoint. Overall, AppTech Payments has a GF Score™ of 30/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AppTech Payments' PS Ratio compare to CHOW and INTZ?
According to the Software industry distribution chart, AppTech Payments ranks #2045 out of 2773 companies for PS Ratio. This places AppTech Payments in the lower half of its industry. The industry median PS Ratio is 2.02. AppTech Payments' value of 5.00 is 147.5% above this benchmark. Historically, AppTech Payments' own PS Ratio has ranged from 4.72 to 1,721.88 over the past decade. While the company's 10-year median is 75.01 vs. the industry median of 2.02, AppTech Payments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Software company?
The median PS Ratio among Software companies is 2.02, based on 2,773 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AppTech Payments's current PS Ratio of 5.00 is 147.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on AppTech Payments and its competitors. For the Software industry, the median PS Ratio is 2.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AppTech Payments's current PS Ratio is 5.00, which is 93% below median its own 10-year median of 75.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AppTech Payments stock overvalued right now?
Based on GuruFocus' analysis, AppTech Payments (APCX) is currently considered Possible Value Trap. The stock's GF Value™ is $2.38, compared to a current price of $0.34 — trading 85.7% below its estimated fair value. The current PS Ratio is 5.00, which is 93% below median its 10-year median of 75.01 and 147.5% above the Software industry median of 2.02. AppTech Payments' overall GF Score™ is 30/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For AppTech Payments (APCX), the current PS Ratio is 5.00 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AppTech Payments (APCX) Overvalued in 2026?
Based on GuruFocus' analysis, AppTech Payments stock appears to be undervalued.
The current stock price of $0.34 is trading 85.7% below its estimated GF Value™ of $2.38.
GuruFocus considers AppTech Payments to be Possible Value Trap.
Key valuation signals for APCX:
PS Ratio: 5.00 (93% below median its 10-year median of 75.01)
GF Value™: $2.38 vs. price of $0.34 (85.7% below fair value)
Industry Position: 147.5% above the Software median (#2045 of 2773)
No single metric tells the full story. See the APCX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AppTech Payments Corp engages in providing financial services to businesses. It provides these services through its Banking Platform the company enables digital banking capabilities, account-based processing, onboarding, compliance, and financial workflows through a unified, cloud-native architecture. Its proprietary software will provide progressive and adaptable products that are available through a suite of synergistic offerings directly to merchants, banking institutions, and business enterprises. It derives revenue from the provision of financial services to businesses.
30GF Score
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