APCX (AppTech Payments) FCF Yield %: -26.94 (As of Jun. 25, 2026)


APCX AppTech Payments Corp APCX
32 GF Score
Price $0.35
GF Value $2.38
Valuation Possible Value Trap
! 6 Warning Signs
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What is AppTech Payments FCF Yield %?

AppTech Payments APCX +1.03% 32 FCF Yield % is -26.94 as of Jun. 25, 2026. GuruFocus rates APCX with a GF Score™ of 32/100 and a GF Value™ of $2.38 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 2,865 Software companies, AppTech Payments ranks worse than 90.09% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, AppTech Payments's Trailing 12-Month Free Cash Flow is $-4.00 Mil, and Market Cap is $14.85 Mil. Therefore, AppTech Payments's FCF Yield % for today is -26.94%.

The historical rank and industry rank for AppTech Payments's FCF Yield % or its related term are showing as below:

APCX' s FCF Yield % Range Over the Past 10 Years
Min: -120.16   Med: -4.65   Max: -0.01
Current: -26.94


During the past 13 years, the highest FCF Yield % of AppTech Payments was -0.01%. The lowest was -120.16%. And the median was -4.65%.

APCX's FCF Yield % is ranked worse than
90.09% of 2865 companies
in the Software industry
Industry Median: 0.84 vs APCX: -26.94

AppTech Payments's FCF Margin % for the quarter that ended in Mar. 2026 was -62.66%.


AppTech Payments FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


AppTech Payments FCF Yield % Related Terms


AppTech Payments FCF Yield % Historical Data

* Premium members only.

The historical data trend for AppTech Payments's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AppTech Payments FCF Yield % Chart

AppTech Payments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.02 -25.24 -20.01 -49.33 -40.24

AppTech Payments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -52.13 -65.44 -48.26 -34.89 -18.34

APCX vs BLIN, SKKY, CLOQ: FCF Yield % Comparison

For the Software - Infrastructure subindustry, AppTech Payments's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AppTech Payments FCF Yield % vs Software Industry

For the Software industry and Technology sector, AppTech Payments's FCF Yield % distribution charts can be found below:

* The bar in red indicates where AppTech Payments's FCF Yield % falls into.


APCX
32GF Score
AppTech Payments Corp APCX
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AppTech Payments FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

AppTech Payments's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-4.889 / 12.1507489
=-40.24%

AppTech Payments's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-0.913 * 4 / 19.907716
=-18.34%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -26.94 mean?
AppTech Payments (APCX) has a FCF Yield % of -26.94 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on AppTech Payments and its competitors. According to the industry distribution chart, AppTech Payments ranks #2581 out of 2865 companies in the Software industry, placing it in the top 90.1%.
Is AppTech Payments' FCF Yield % too high?
AppTech Payments' current FCF Yield % is -26.94. Based on the distribution chart, AppTech Payments ranks #2581 out of 2865 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, AppTech Payments has a GF Score™ of 32/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AppTech Payments' FCF Yield % compare to BLIN and SKKY?
According to the Software industry distribution chart, AppTech Payments ranks #2581 out of 2865 companies for FCF Yield %. This places AppTech Payments in the lower half of its industry. The industry median FCF Yield % is 0.84. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Software company?
The median FCF Yield % among Software companies is 0.84, based on 2,865 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on AppTech Payments and its competitors. For the Software industry, the median FCF Yield % is 0.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AppTech Payments's current FCF Yield % is -26.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AppTech Payments stock overvalued right now?
Based on GuruFocus' analysis, AppTech Payments (APCX) is currently considered Possible Value Trap. The stock's GF Value™ is $2.38, compared to a current price of $0.35 — trading 85.1% below its estimated fair value. The current FCF Yield % is -26.94. AppTech Payments' overall GF Score™ is 32/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For AppTech Payments (APCX), the current FCF Yield % is -26.94 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AppTech Payments (APCX) Overvalued in 2026?

Based on GuruFocus' analysis, AppTech Payments stock appears to be undervalued. The current stock price of $0.35 is trading 85.1% below its estimated GF Value™ of $2.38. GuruFocus considers AppTech Payments to be Possible Value Trap.

Key valuation signals for APCX:

  • FCF Yield %: -26.94
  • GF Value™: $2.38 vs. price of $0.35 (85.1% below fair value)
  • GF Score™: 32/100 with 6 warning signs

No single metric tells the full story. See the APCX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AppTech Payments Business Description

Address 5876 Owens Avenue, Suite 100, Carlsbad, CA, USA, 92008
AppTech Payments Corp engages in providing financial services to businesses. It provides these services through its Banking Platform the company enables digital banking capabilities, account-based processing, onboarding, compliance, and financial workflows through a unified, cloud-native architecture. Its proprietary software will provide progressive and adaptable products that are available through a suite of synergistic offerings directly to merchants, banking institutions, and business enterprises. It derives revenue from the provision of financial services to businesses.
32GF Score

Get the complete analysis for APCX

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.35
Price
$2.38
GF Value