The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. AppTech Payments's Revenue for the
three
months ended in Mar. 2026 was $1.46 Mil. AppTech Payments's average Accounts Receivable for the
three
months ended in Mar. 2026 was $0.51 Mil.
Hence, AppTech Payments's Receivables Turnover for the
three
months ended in Mar. 2026 was 2.87.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
AppTech Payments Receivables Turnover Related Terms
AppTech Payments Receivables Turnover Historical Data
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The historical data trend for AppTech Payments's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
APCX vs CHOW, INTZ, BLIN: Receivables Turnover Comparison
For the Software - Infrastructure subindustry, AppTech Payments's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AppTech Payments Receivables Turnover vs Software Industry
For the Software industry and Technology sector, AppTech Payments's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where AppTech Payments's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AppTech Payments (APCX) has a Receivables Turnover of 2.87 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on AppTech Payments and its competitors. According to the industry distribution chart, AppTech Payments ranks #567 out of 2767 companies in the Software industry, placing it in the top 20.5%.
Is AppTech Payments' Receivables Turnover too high?
AppTech Payments' current Receivables Turnover is 2.87. The Software industry median Receivables Turnover is 5.69. AppTech Payments' value of 2.87 is 49.6% below this industry median. Based on the distribution chart, AppTech Payments ranks #567 out of 2767 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, AppTech Payments has a GF Score™ of 28/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AppTech Payments' Receivables Turnover compare to CHOW and INTZ?
According to the Software industry distribution chart, AppTech Payments ranks #567 out of 2767 companies for Receivables Turnover. This places AppTech Payments in the top 21% of its industry — outperforming the majority of peers. The industry median Receivables Turnover is 5.69. AppTech Payments' value of 2.87 is 49.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Software company?
The median Receivables Turnover among Software companies is 5.69, based on 2,767 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AppTech Payments's current Receivables Turnover of 2.87 is 49.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on AppTech Payments and its competitors. For the Software industry, the median Receivables Turnover is 5.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AppTech Payments's current Receivables Turnover is 2.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AppTech Payments stock overvalued right now?
Based on GuruFocus' analysis, AppTech Payments (APCX) is currently considered Possible Value Trap. The stock's GF Value™ is $2.39, compared to a current price of $0.28 — trading 88.5% below its estimated fair value. The current Receivables Turnover is 2.87 and 49.6% below the Software industry median of 5.69. AppTech Payments' overall GF Score™ is 28/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For AppTech Payments (APCX), the current Receivables Turnover is 2.87 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AppTech Payments (APCX) Overvalued in 2026?
Based on GuruFocus' analysis, AppTech Payments stock appears to be undervalued.
The current stock price of $0.28 is trading 88.5% below its estimated GF Value™ of $2.39.
GuruFocus considers AppTech Payments to be Possible Value Trap.
Key valuation signals for APCX:
Receivables Turnover: 2.87
GF Value™: $2.39 vs. price of $0.28 (88.5% below fair value)
Industry Position: 49.6% below the Software median (#567 of 2767)
No single metric tells the full story. See the APCX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AppTech Payments Corp engages in providing financial services to businesses. It provides these services through its Banking Platform the company enables digital banking capabilities, account-based processing, onboarding, compliance, and financial workflows through a unified, cloud-native architecture. Its proprietary software will provide progressive and adaptable products that are available through a suite of synergistic offerings directly to merchants, banking institutions, and business enterprises. It derives revenue from the provision of financial services to businesses.
28GF Score
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