Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-27), AppTech Payments's 3-1 Month Momentum % is -30.94%.
The industry rank for AppTech Payments's 3-1 Month Momentum % or its related term are showing as below:
APCX's 3-1 Month Momentum % is ranked worse than 87.76% of 2844
companies
in the Software industry
Industry Median: -8.125
vs APCX: -30.94
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
AppTech Payments 3-1 Month Momentum % Related Terms
APCX vs OBAI, YQAI, CISO: 3-1 Month Momentum % Comparison
For the Software - Infrastructure subindustry, AppTech Payments's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AppTech Payments 3-1 Month Momentum % vs Software Industry
For the Software industry and Technology sector, AppTech Payments's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where AppTech Payments's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AppTech Payments (APCX) has a 3-1 Month Momentum % of -30.94% as of Jul. 27, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on AppTech Payments and its competitors. According to the industry distribution chart, AppTech Payments ranks #2496 out of 2844 companies in the Software industry, placing it in the top 87.8%.
Is AppTech Payments' 3-1 Month Momentum % too high?
AppTech Payments' current 3-1 Month Momentum % is -30.94%. Based on the distribution chart, AppTech Payments ranks #2496 out of 2844 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, AppTech Payments has a GF Score™ of 32/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AppTech Payments' 3-1 Month Momentum % compare to OBAI and YQAI?
According to the Software industry distribution chart, AppTech Payments ranks #2496 out of 2844 companies for 3-1 Month Momentum %. This places AppTech Payments in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Software company?
A good 3-1 Month Momentum % depends on the Software industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on AppTech Payments and its competitors. AppTech Payments's current 3-1 Month Momentum % is -30.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AppTech Payments stock overvalued right now?
Based on GuruFocus' analysis, AppTech Payments (APCX) is currently considered Possible Value Trap. The stock's GF Value™ is $2.41, compared to a current price of $0.27 — trading 88.8% below its estimated fair value. The current 3-1 Month Momentum % is -30.94%. AppTech Payments' overall GF Score™ is 32/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For AppTech Payments (APCX), the current 3-1 Month Momentum % is -30.94% as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AppTech Payments (APCX) Overvalued in 2026?
Based on GuruFocus' analysis, AppTech Payments stock appears to be undervalued.
The current stock price of $0.27 is trading 88.8% below its estimated GF Value™ of $2.41.
GuruFocus considers AppTech Payments to be Possible Value Trap.
Key valuation signals for APCX:
3-1 Month Momentum %: -30.94%
GF Value™: $2.41 vs. price of $0.27 (88.8% below fair value)
No single metric tells the full story. See the APCX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AppTech Payments Corp engages in providing financial services to businesses. It provides these services through its Banking Platform the company enables digital banking capabilities, account-based processing, onboarding, compliance, and financial workflows through a unified, cloud-native architecture. Its proprietary software will provide progressive and adaptable products that are available through a suite of synergistic offerings directly to merchants, banking institutions, and business enterprises. It derives revenue from the provision of financial services to businesses.
32GF Score
Get the complete analysis for APCX
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
APCX has been successfully added to your 
