Bank of Queensland (ASX:BOQ) Net Loan: A$65,608 Mil (As of Feb. 2026)

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ASX:BOQ Bank of Queensland Ltd ASX:BOQ
54 GF Score
Price A$6.33
GF Value A$6.43
Valuation Fairly Valued
! 2 Warning Signs
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What is Bank of Queensland Net Loan?

Bank of Queensland ASX:BOQ 54 Net Loan is A$65,608 Mil as of Feb. 2026. GuruFocus rates ASX:BOQ with a GF Score™ of 54/100 and a GF Value™ of A$6.43 (Fairly Valued). The stock has 2 warning signs investors should review.

Bank of Queensland's quarterly net loan declined from Feb. 2025 (A$72,332 Mil) to Aug. 2025 (A$70,580 Mil) and declined from Aug. 2025 (A$70,580 Mil) to Feb. 2026 (A$65,608 Mil).

Bank of Queensland's annual net loan declined from Aug. 2023 (A$73,786 Mil) to Aug. 2024 (A$70,580 Mil) and declined from Aug. 2024 (A$70,580 Mil) to Aug. 2025 (A$65,608 Mil).

Bank of Queensland Net Loan Historical Data

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The historical data trend for Bank of Queensland's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Queensland Net Loan Chart

Bank of Queensland Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 69,166.00 74,574.00 73,786.00 73,428.00 70,580.00

Bank of Queensland Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 73,233.00 73,428.00 72,332.00 70,580.00 65,608.00
ASX:BOQ
54GF Score
Bank of Queensland Ltd ASX:BOQ
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Queensland Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of A$65,608 Mil mean?
Bank of Queensland (ASX:BOQ) has a Net Loan of A$65,608 Mil as of Feb. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Bank of Queensland and its competitors.
Is Bank of Queensland's Net Loan too high?
Bank of Queensland's current Net Loan is A$65,608 Mil. Overall, Bank of Queensland has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Queensland's Net Loan compare to PNC and USB?
Bank of Queensland's Net Loan of A$65,608 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Bank of Queensland and its competitors. Bank of Queensland's current Net Loan is A$65,608 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Queensland stock overvalued right now?
Based on GuruFocus' analysis, Bank of Queensland (ASX:BOQ) is currently considered Fairly Valued. The stock's GF Value™ is A$6.43, compared to a current price of A$6.33 — trading 1.6% below its estimated fair value. The current Net Loan is A$65,608 Mil. Bank of Queensland's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Bank of Queensland (ASX:BOQ), the current Net Loan is A$65,608 Mil as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Queensland (ASX:BOQ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Queensland stock appears to be undervalued. The current stock price of A$6.33 is trading 1.6% below its estimated GF Value™ of A$6.43. GuruFocus considers Bank of Queensland to be Fairly Valued.

Key valuation signals for ASX:BOQ:

  • Net Loan: A$65,608 Mil
  • GF Value™: A$6.43 vs. price of A$6.33 (1.6% below fair value)
  • GF Score™: 54/100 with 2 warning signs

No single metric tells the full story. See the ASX:BOQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Queensland Business Description

Address 100 Skyring Terrace, Level 3, Newstead, QLD, AUS, 4006
Bank of Queensland is an Australia-based bank offering home loans, personal finance, and commercial loans. In addition to BOQ branded services, the bank is the owner of Virgin Money Australia and Me Bank. Its BOQ business includes the BOQ branded commercial lending activity, BOQ Finance and BOQ Specialist businesses. The division provides tailored business banking solutions including commercial lending, equipment finance and leasing, cash flow finance, foreign exchange, interest rate hedging, transaction banking, and deposit solutions for commercial customers.
54GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$6.33
Price
A$6.43
GF Value