Bank of QueenslandASX:BOQ +0.16%59 Pretax Margin % is 25.15% as of Feb. 2026, which is 34% below its 10-year median of 38.27. GuruFocus rates ASX:BOQ with a GF Score™ of 59/100 and a GF Value™ of A$6.46 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,530 Banks companies, Bank of Queensland ranks worse than 87.65% on this metric.
The historical rank and industry rank for Bank of Queensland's Pretax Margin % or its related term are showing as below:
ASX:BOQ'
s Pretax Margin % Range Over the Past 10 Years
Min: 13.91 Med: 38.27 Max: 46.73
Current: 13.91
ASX:BOQ's Pretax Margin % is ranked worse than 87.65% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs ASX:BOQ: 13.91
Bank of Queensland (ASX:BOQ) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bank of Queensland Pretax Margin % Related Terms
Bank of Queensland Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Bank of Queensland's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Queensland's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Queensland Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Queensland's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Queensland's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Queensland (ASX:BOQ) has a Pretax Margin % of 25.15% as of Feb. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Queensland and its competitors. This is 34% below median its historical median of 38.27. Over the past decade, Bank of Queensland's Pretax Margin % has ranged from 13.91 to 46.73. According to the industry distribution chart, Bank of Queensland ranks #1341 out of 1530 companies in the Banks industry, placing it in the top 87.6%.
Is Bank of Queensland's Pretax Margin % too high?
Bank of Queensland's current Pretax Margin % of 25.15% is 34% below median its 10-year median of 38.27. Over the past 10 years, this metric has ranged from a low of 13.91 to a high of 46.73. The Banks industry median Pretax Margin % is 34.72. Bank of Queensland's value of 25.15% is 27.6% below this industry median. Based on the distribution chart, Bank of Queensland ranks #1341 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Queensland has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Queensland's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Queensland ranks #1341 out of 1530 companies for Pretax Margin %. This places Bank of Queensland in the lower half of its industry. The industry median Pretax Margin % is 34.72. Bank of Queensland's value of 25.15% is 27.6% below this benchmark. Historically, Bank of Queensland's own Pretax Margin % has ranged from 13.91 to 46.73 over the past decade. While the company's 10-year median is 38.27 vs. the industry median of 34.72, Bank of Queensland has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Queensland's current Pretax Margin % of 25.15% is 27.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Queensland and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Queensland's current Pretax Margin % is 25.15%, which is 34% below median its own 10-year median of 38.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Queensland stock overvalued right now?
Based on GuruFocus' analysis, Bank of Queensland (ASX:BOQ) is currently considered Fairly Valued. The stock's GF Value™ is A$6.46, compared to a current price of A$6.24 — trading 3.4% below its estimated fair value. The current Pretax Margin % is 25.15%, which is 34% below median its 10-year median of 38.27 and 27.6% below the Banks industry median of 34.72. Bank of Queensland's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bank of Queensland (ASX:BOQ), the current Pretax Margin % is 25.15% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Queensland (ASX:BOQ) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Queensland stock appears to be undervalued.
The current stock price of A$6.24 is trading 3.4% below its estimated GF Value™ of A$6.46.
GuruFocus considers Bank of Queensland to be Fairly Valued.
Key valuation signals for ASX:BOQ:
Pretax Margin %: 25.15% (34% below median its 10-year median of 38.27)
GF Value™: A$6.46 vs. price of A$6.24 (3.4% below fair value)
Industry Position: 27.6% below the Banks median (#1341 of 1530)
No single metric tells the full story. See the ASX:BOQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Queensland is an Australia-based bank offering home loans, personal finance, and commercial loans. In addition to BOQ branded services, the bank is the owner of Virgin Money Australia and Me Bank. Its BOQ business includes the BOQ branded commercial lending activity, BOQ Finance and BOQ Specialist businesses. The division provides tailored business banking solutions including commercial lending, equipment finance and leasing, cash flow finance, foreign exchange, interest rate hedging, transaction banking, and deposit solutions for commercial customers.
59GF Score
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