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Bank of QueenslandASX:BOQ -0.16%57 5-Year Yield-on-Cost % is 7.91 as of Jul. 15, 2026, which is 1% below its 10-year median of 8.03. GuruFocus rates ASX:BOQ with a GF Score™ of 57/100 and a GF Value™ of A$6.44 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,256 Banks companies, Bank of Queensland ranks better than 82.88% on this metric.
Bank of Queensland's yield on cost for the quarter that ended in Feb. 2026 was 7.91.
The historical rank and industry rank for Bank of Queensland's 5-Year Yield-on-Cost % or its related term are showing as below:
ASX:BOQ'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.72 Med: 8.03 Max: 19.27
Current: 7.91
During the past 13 years, Bank of Queensland's highest Yield on Cost was 19.27. The lowest was 3.72. And the median was 8.03.
ASX:BOQ's 5-Year Yield-on-Cost % is ranked better than 82.88% of 1256
companies
in the Banks industry
Industry Median: 3.885
vs ASX:BOQ: 7.91
Bank of Queensland (ASX:BOQ) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bank of Queensland 5-Year Yield-on-Cost % Related Terms
ASX:BOQ vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Bank of Queensland's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Queensland 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Queensland's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bank of Queensland's 5-Year Yield-on-Cost % falls into.
Bank of Queensland 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Bank of Queensland (ASX:BOQ) has a 5-Year Yield-on-Cost % of 7.91 as of Jul. 15, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of Queensland and its competitors. This is near median its historical median of 8.03. Over the past decade, Bank of Queensland's 5-Year Yield-on-Cost % has ranged from 3.72 to 19.27. According to the industry distribution chart, Bank of Queensland ranks #215 out of 1256 companies in the Banks industry, placing it in the top 17.1%.
Is Bank of Queensland's 5-Year Yield-on-Cost % too high?
Bank of Queensland's current 5-Year Yield-on-Cost % of 7.91 is near median its 10-year median of 8.03. Over the past 10 years, this metric has ranged from a low of 3.72 to a high of 19.27. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Bank of Queensland's value of 7.91 is 103.6% above this industry median. Based on the distribution chart, Bank of Queensland ranks #215 out of 1256 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Queensland has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Queensland's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Queensland ranks #215 out of 1256 companies for 5-Year Yield-on-Cost %. This places Bank of Queensland in the top 17% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.89. Bank of Queensland's value of 7.91 is 103.6% above this benchmark. Historically, Bank of Queensland's own 5-Year Yield-on-Cost % has ranged from 3.72 to 19.27 over the past decade. While the company's 10-year median is 8.03 vs. the industry median of 3.89, Bank of Queensland has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Queensland's current 5-Year Yield-on-Cost % of 7.91 is 103.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of Queensland and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Queensland's current 5-Year Yield-on-Cost % is 7.91, which is near median its own 10-year median of 8.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Queensland stock overvalued right now?
Based on GuruFocus' analysis, Bank of Queensland (ASX:BOQ) is currently considered Fairly Valued. The stock's GF Value™ is A$6.44, compared to a current price of A$6.31 — trading 2% below its estimated fair value. The current 5-Year Yield-on-Cost % is 7.91, which is near median its 10-year median of 8.03 and 103.6% above the Banks industry median of 3.89. Bank of Queensland's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bank of Queensland (ASX:BOQ), the current 5-Year Yield-on-Cost % is 7.91 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Queensland (ASX:BOQ) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Queensland stock appears to be undervalued.
The current stock price of A$6.31 is trading 2% below its estimated GF Value™ of A$6.44.
GuruFocus considers Bank of Queensland to be Fairly Valued.
Key valuation signals for ASX:BOQ:
5-Year Yield-on-Cost %: 7.91 (near median its 10-year median of 8.03)
GF Value™: A$6.44 vs. price of A$6.31 (2% below fair value)
Industry Position: 103.6% above the Banks median (#215 of 1256)
No single metric tells the full story. See the ASX:BOQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Queensland is an Australia-based bank offering home loans, personal finance, and commercial loans. In addition to BOQ branded services, the bank is the owner of Virgin Money Australia and Me Bank. Its BOQ business includes the BOQ branded commercial lending activity, BOQ Finance and BOQ Specialist businesses. The division provides tailored business banking solutions including commercial lending, equipment finance and leasing, cash flow finance, foreign exchange, interest rate hedging, transaction banking, and deposit solutions for commercial customers.
57GF Score
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