Bank of QueenslandASX:BOQ +0.16%57 Return-on-Tangible-Equity is 5.58% as of Feb. 2026, which is 33% below its 10-year median of 8.36. GuruFocus rates ASX:BOQ with a GF Score™ of 57/100 and a GF Value™ of A$6.45 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,523 Banks companies, Bank of Queensland ranks worse than 92.58% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Bank of Queensland's annualized net income for the quarter that ended in Feb. 2026 was A$272 Mil. Bank of Queensland's average shareholder tangible equity for the quarter that ended in Feb. 2026 was A$4,874 Mil. Therefore, Bank of Queensland's annualized Return-on-Tangible-Equity for the quarter that ended in Feb. 2026 was 5.58%.
The historical rank and industry rank for Bank of Queensland's Return-on-Tangible-Equity or its related term are showing as below:
ASX:BOQ'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 2.01 Med: 8.36 Max: 12.66
Current: 2.01
During the past 13 years, Bank of Queensland's highest Return-on-Tangible-Equity was 12.66%. The lowest was 2.01%. And the median was 8.36%.
ASX:BOQ's Return-on-Tangible-Equity is ranked worse than 92.58% of 1523
companies
in the Banks industry
Industry Median: 11.19
vs ASX:BOQ: 2.01
Bank of Queensland (ASX:BOQ) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Bank of Queensland Return-on-Tangible-Equity Related Terms
Bank of Queensland Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Bank of Queensland's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Queensland Return-on-Tangible-Equity Chart
ASX:BOQ vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Bank of Queensland's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Queensland Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Queensland's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Bank of Queensland's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Feb. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 5.58% mean?
Bank of Queensland (ASX:BOQ) has a Return-on-Tangible-Equity of 5.58% as of Feb. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bank of Queensland and its competitors. This is 33% below median its historical median of 8.36. Over the past decade, Bank of Queensland's Return-on-Tangible-Equity has ranged from 2.01 to 12.66. According to the industry distribution chart, Bank of Queensland ranks #1410 out of 1523 companies in the Banks industry, placing it in the top 92.6%.
Is Bank of Queensland's Return-on-Tangible-Equity too high?
Bank of Queensland's current Return-on-Tangible-Equity of 5.58% is 33% below median its 10-year median of 8.36. Over the past 10 years, this metric has ranged from a low of 2.01 to a high of 12.66. The Banks industry median Return-on-Tangible-Equity is 11.19. Bank of Queensland's value of 5.58% is 50.1% below this industry median. Based on the distribution chart, Bank of Queensland ranks #1410 out of 1523 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Queensland has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Queensland's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Queensland ranks #1410 out of 1523 companies for Return-on-Tangible-Equity. This places Bank of Queensland in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.19. Bank of Queensland's value of 5.58% is 50.1% below this benchmark. Historically, Bank of Queensland's own Return-on-Tangible-Equity has ranged from 2.01 to 12.66 over the past decade. While the company's 10-year median is 8.36 vs. the industry median of 11.19, Bank of Queensland has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Queensland's current Return-on-Tangible-Equity of 5.58% is 50.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bank of Queensland and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Queensland's current Return-on-Tangible-Equity is 5.58%, which is 33% below median its own 10-year median of 8.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Queensland stock overvalued right now?
Based on GuruFocus' analysis, Bank of Queensland (ASX:BOQ) is currently considered Fairly Valued. The stock's GF Value™ is A$6.45, compared to a current price of A$6.18 — trading 4.2% below its estimated fair value. The current Return-on-Tangible-Equity is 5.58%, which is 33% below median its 10-year median of 8.36 and 50.1% below the Banks industry median of 11.19. Bank of Queensland's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Bank of Queensland (ASX:BOQ), the current Return-on-Tangible-Equity is 5.58% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Queensland (ASX:BOQ) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Queensland stock appears to be undervalued.
The current stock price of A$6.18 is trading 4.2% below its estimated GF Value™ of A$6.45.
GuruFocus considers Bank of Queensland to be Fairly Valued.
Key valuation signals for ASX:BOQ:
Return-on-Tangible-Equity: 5.58% (33% below median its 10-year median of 8.36)
GF Value™: A$6.45 vs. price of A$6.18 (4.2% below fair value)
Industry Position: 50.1% below the Banks median (#1410 of 1523)
No single metric tells the full story. See the ASX:BOQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Queensland is an Australia-based bank offering home loans, personal finance, and commercial loans. In addition to BOQ branded services, the bank is the owner of Virgin Money Australia and Me Bank. Its BOQ business includes the BOQ branded commercial lending activity, BOQ Finance and BOQ Specialist businesses. The division provides tailored business banking solutions including commercial lending, equipment finance and leasing, cash flow finance, foreign exchange, interest rate hedging, transaction banking, and deposit solutions for commercial customers.
57GF Score
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