Bank of Queensland (ASX:BOQ) Dividend Payout Ratio: 0.79 (As of Feb. 2026) — Near Median


ASX:BOQ Bank of Queensland Ltd ASX:BOQ
59 GF Score
Price A$6.24
GF Value A$6.46
Valuation Fairly Valued
! 2 Warning Signs
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What is Bank of Queensland Dividend Payout Ratio?

Bank of Queensland ASX:BOQ +0.16% 59 Dividend Payout Ratio is 0.79 as of Feb. 2026, which is 4% above its 10-year median of 0.76. GuruFocus rates ASX:BOQ with a GF Score™ of 59/100 and a GF Value™ of A$6.46 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,172 Banks companies, Bank of Queensland ranks worse than 89.76% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Bank of Queensland's Dividend Payout Ratio for the months ended in Feb. 2026 was 0.79.

The historical rank and industry rank for Bank of Queensland's Dividend Payout Ratio or its related term are showing as below:

ASX:BOQ' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.41   Med: 0.76   Max: 0.97
Current: 0.7

During the past 13 years, the highest Dividend Payout Ratio of Bank of Queensland was 0.97. The lowest was 0.41. And the median was 0.76.

ASX:BOQ's Dividend Payout Ratio is ranked worse than
89.76% of 1172 companies
in the Banks industry
Industry Median: 0.32 vs ASX:BOQ: 0.70

As of today (2026-06-28), the Dividend Yield % of Bank of Queensland is 6.41%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Bank of Queensland was 15.32%. The lowest was 2.96%. And the median was 6.39%.

Bank of Queensland's Dividends per Share for the months ended in Feb. 2026 was A$0.20.

During the past 12 months, Bank of Queensland's average Dividends Per Share Growth Rate was 11.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -7.30% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 4.70% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -8.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bank of Queensland was 21.30% per year. The lowest was -27.00% per year. And the median was 7.20% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Bank of Queensland (ASX:BOQ) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Bank of Queensland Dividend Payout Ratio Related Terms

Bank of Queensland Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Bank of Queensland's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Queensland Dividend Payout Ratio Chart

Bank of Queensland Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.41 0.64 0.73 0.79 0.63

Bank of Queensland Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.88 0.70 0.64 0.61 0.79

ASX:BOQ vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Bank of Queensland's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of Queensland Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Queensland's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Queensland's Dividend Payout Ratio falls into.


ASX:BOQ
59GF Score
Bank of Queensland Ltd ASX:BOQ
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Queensland Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Bank of Queensland's Dividend Payout Ratio for the fiscal year that ended in Aug. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Aug. 2025 )/ EPS without NRI (A: Aug. 2025 )
=0.35/ 0.557
=0.63

Bank of Queensland's Dividend Payout Ratio for the quarter that ended in Feb. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Feb. 2026 )/ EPS without NRI (Q: Feb. 2026 )
=0.2/ 0.253
=0.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.79 mean?
Bank of Queensland (ASX:BOQ) has a Dividend Payout Ratio of 0.79 as of Feb. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank of Queensland and its competitors. This is near median its historical median of 0.76. Over the past decade, Bank of Queensland's Dividend Payout Ratio has ranged from 0.41 to 0.97. According to the industry distribution chart, Bank of Queensland ranks #1052 out of 1172 companies in the Banks industry, placing it in the top 89.8%.
Is Bank of Queensland's Dividend Payout Ratio too high?
Bank of Queensland's current Dividend Payout Ratio of 0.79 is near median its 10-year median of 0.76. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 0.97. The Banks industry median Dividend Payout Ratio is 0.32. Bank of Queensland's value of 0.79 is 146.9% above this industry median. Based on the distribution chart, Bank of Queensland ranks #1052 out of 1172 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Queensland has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Queensland's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Queensland ranks #1052 out of 1172 companies for Dividend Payout Ratio. This places Bank of Queensland in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Bank of Queensland's value of 0.79 is 146.9% above this benchmark. Historically, Bank of Queensland's own Dividend Payout Ratio has ranged from 0.41 to 0.97 over the past decade. While the company's 10-year median is 0.76 vs. the industry median of 0.32, Bank of Queensland has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Queensland's current Dividend Payout Ratio of 0.79 is 146.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank of Queensland and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Queensland's current Dividend Payout Ratio is 0.79, which is near median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Queensland stock overvalued right now?
Based on GuruFocus' analysis, Bank of Queensland (ASX:BOQ) is currently considered Fairly Valued. The stock's GF Value™ is A$6.46, compared to a current price of A$6.24 — trading 3.4% below its estimated fair value. The current Dividend Payout Ratio is 0.79, which is near median its 10-year median of 0.76 and 146.9% above the Banks industry median of 0.32. Bank of Queensland's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Bank of Queensland (ASX:BOQ), the current Dividend Payout Ratio is 0.79 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Queensland (ASX:BOQ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Queensland stock appears to be undervalued. The current stock price of A$6.24 is trading 3.4% below its estimated GF Value™ of A$6.46. GuruFocus considers Bank of Queensland to be Fairly Valued.

Key valuation signals for ASX:BOQ:

  • Dividend Payout Ratio: 0.79 (near median its 10-year median of 0.76)
  • GF Value™: A$6.46 vs. price of A$6.24 (3.4% below fair value)
  • GF Score™: 59/100 with 2 warning signs
  • Industry Position: 146.9% above the Banks median (#1052 of 1172)

No single metric tells the full story. See the ASX:BOQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Queensland Business Description

Address 100 Skyring Terrace, Level 3, Newstead, QLD, AUS, 4006
Bank of Queensland is an Australia-based bank offering home loans, personal finance, and commercial loans. In addition to BOQ branded services, the bank is the owner of Virgin Money Australia and Me Bank. Its BOQ business includes the BOQ branded commercial lending activity, BOQ Finance and BOQ Specialist businesses. The division provides tailored business banking solutions including commercial lending, equipment finance and leasing, cash flow finance, foreign exchange, interest rate hedging, transaction banking, and deposit solutions for commercial customers.
59GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$6.24
Price
A$6.46
GF Value